407 Orchard St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 407 Orchard St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,349 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2020)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Nov 2020 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:5D L:322 U:12`

Property Details

APN / Parcel Number

Primary APN	`WOON M:5D L:322 U:12`
Alternative APN	`2597`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,349 sqft Living Area
Gross Area	2,933 sqft
1st Floor Area	899 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2597
Street Address	407 ORCHARD ST
City	WOONSOCKET
State	RI
Zip	02895-6248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	322
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2006
Census Tract	17500

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 ORCHARD ST, WOONSOCKET, RI 02895-6248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 5, 2018	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Deed Document Number	2020210369
Deed Book / Page	2569 / 1
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Nov 6, 2020
Property Address	407 ORCHARD ST, WOONSOCKET, RI 02895-6248
Document Number	2569-1
Book / Page	002569 / 000001
Instrument Date	Nov 6, 2020
Instrument	210369
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ORCHARD ST WOONSOCKET RI 028956248, WOONSOCKET, RI 02895-6248

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	407 ORCHARD ST, WOONSOCKET, RI 02895-6248
Document Number	2396-267
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 ORCHARD ST WOONSOCKET RI 028956248, WOONSOCKET, RI 02895-6248

Mortgage

Document Number	2396-267
Date	Oct 19, 2018
Book Page	002396/000267
Instrument	197585

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	407 ORCHARD ST, WOONSOCKET, RI 02895-6248
Document Number	2297-76
Book / Page	002297 / 000076
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ORCHARD ST WOONSOCKET RI 028956248, WOONSOCKET, RI 02895-6248

Mortgage

Document Number	2297-76
Date	Jul 19, 2017
Book Page	002297/000076
Instrument	189533

Lender

Name	PNC MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,870.00 (+6.88%)	$344,600 (+33.05%) Land $106,700 Building $237,900
2023	$3,621.00	$259,000 (-) Land $94,700 Building $164,300
2022	$3,621.00	$259,000 Land $94,700 Building $164,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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