407 Oley St, Wyomissing (Reading), PA 19610 Property Records

Berks County property record for 407 Oley St, Wyomissing, PA 19610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1970
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Oct 2025)
Tax Bill	$1,384 (2026)
Deeds & Mortgages	May 2022 Line of Credit Oct 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4397-16-92-9975`

Property Details

APN / Parcel Number

Primary APN	`4397-16-92-9975`
Alternative APNs	`96-4397-16-92-9975` `96148375` `148375`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	96148375
Street Address	407 OLEY ST
City	WYOMISSING
State	PA
Zip	19610-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NORTH WYOMISSING HEIGHTS PLAN OF LOTS
Legal Block	92
Legal Lot Number	24&25
Jurisdiction	BERKS PA
Township / Civil Division	WYOMISSING
Census Block Group	2
Census Block	2032
Census Tract	11101

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	119 LINDEN ST, 14, BROOKLYN, NY 11221-4610
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 14, 2025	Deed, Transfer · Line of Credit BPL MORTGAGE LLC
Oct 5, 2021	Deed, Transfer SIGNATURE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	202531677
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	407 OLEY ST, WYOMISSING, PA 19610-2911
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018200
Date	May 2, 2022
Instrument	2022018200

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 14, 2025
Property Address	407 OLEY ST, WYOMISSING, PA 19610-2911
Document Number	0000031677
Map Reference	VOL 4 PG 14
Instrument Date	Oct 3, 2025
Instrument	2025031677
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 LINDEN ST APT 14, 14, BROOKLYN, NY 11221-4610

Mortgage

Document Number	0000031678
Date	Oct 14, 2025
Instrument	2025031678

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 5, 2021
Property Address	407 OLEY ST, WYOMISSING, PA 19610-2911
Document Number	0000049824
Map Reference	VOL 4 PG 14
Instrument Date	Sep 29, 2021
Instrument	2021049824
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$2,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 OLEY ST, WYOMISSING, PA 19610-2911

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Wyomissing Borough
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00 (+6.79%)	$88,400 (-) Land $26,300 Building $62,100	$26,300 (-70.25%) Land $26,300
2025	$1,296.00 (+6.67%)	$88,400 (-) Land $26,300 Building $62,100
2024	$1,215.00 Homeowner's exemption	$88,400 Land $26,300 Building $62,100
1994			$88,400 Land $26,300 Building $62,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WYOMISSING BORO WATER SYSTEM serves 8,500 people · EPA ID PA3060083
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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