407 Old Ithaca Rd, Horseheads, NY 14845 Property Records

Chemung County and Horseheads Town property record for 407 Old Ithaca Rd, Horseheads, NY 14845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,366 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Sep 2009 Mortgage + 1 more
APN	`073489 49.02-3-36`

Property Details

APN / Parcel Number

Primary APN	`073489 49.02-3-36`
Alternative APNs	`348904900200030360000000` `24050000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	961 sqft
Upper Floors Area	405 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	435 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	24050000
Street Address	407 OLD ITHACA RD
City	HORSEHEADS
State	NY
Zip	14845-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TH02
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	HORSEHEADS
Census Block Group	2
Census Block	2001
Census Tract	10702

Owner

Source: Chemung County and Horseheads Town records · APN 073489 49.02-3-36

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 OLD ITHACA RD, HORSEHEADS, NY 14845-7203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2005	Deed of Trust, Mortgage WILMINGTON FINANCE INC
Sep 24, 2009	Deed of Trust, Mortgage BANK OF AMERICA FSB
Aug 01, 2006	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	407 OLD ITHACA RD, HORSEHEADS, NY 14845-7203
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005072900006684
Date	Jul 29, 2005
Instrument	20050729-00006684

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	246 Months
Due	Jan 01, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	407 OLD ITHACA RD, HORSEHEADS, NY 14845-7203
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009092400000031
Date	Sep 24, 2009
Instrument	20090924-00000031

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Amount	Amount Recorded

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	407 OLD ITHACA RD, HORSEHEADS, NY 14845-7203
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006080100007018
Date	Aug 01, 2006
Instrument	20060801-00007018

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	101 Months
Due	Jan 01, 2015

Tax Assessment & Valuation

Source: Chemung County and Horseheads Town records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Horseheads Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+142.34%)	$116,200 (-) Land $37,500 Building $78,700	$132,000 (+12.46%) Land $42,599 Building $89,401
2023		$116,200 Land $37,500 Building $78,700	$117,374 Land $37,879 Building $79,495
2020	$1,299.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company Fiber	1,000 / 100
Xtreme Enterprises Fixed Wireless	750 / 90
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 78 locations within half a mile of this property.

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