Rutherford County property record for 407 Oakhaven Dr, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,302 sqft · built 1990 |
| Lot Size | 0.464 acres (20,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (May 2026) |
| Tax Bill | $2,317 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027F-C-001.00-000 |
| Primary APN | 027F-C-001.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,302 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Upper Floors Area | 820 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 20,196 sqft (0.464 acres) |
| Lot Dimensions | 165 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0012937 |
|---|---|
| Street Address | 407 OAKHAVEN DR |
| City | SMYRNA |
| State | TN |
| Zip | 37167-5253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 RICHMOND PLACE SEC 2 122.37 X 165 IRR |
| Legal Subdivision | RICHMOND PLACE SEC 2 RESUBLOTS 53 |
| Legal Lot Number | 56 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40404 |
407 Oakhaven Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 OAKHAVEN DR, SMYRNA, TN 37167-5253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage STRUCTURE TITLE |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY MUTUAL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on File |
| Deed Sale | May 28, 2026 · Amount on File |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Document Number | 20262651323 |
| Deed Book / Page | 2648 / 3463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 407 OAKHAVEN DR, SMYRNA, TN 37167-5253 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0024121489 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 2412/1489 |
| Instrument | 2532122 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 2, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 28, 2026 |
| Property Address | 407 OAKHAVEN DR, SMYRNA, TN 37167-5253 |
| Document Number | 0002651323 |
| Book / Page | 2648 / 3463 |
| Instrument Date | May 28, 2026 |
| Instrument | 20262651323 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | STRUCTURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175,639.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 OAKHAVEN DR, SMYRNA, TN 37167-5253 |
| Document Number | 0000051324, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202651324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 407 OAKHAVEN DR, SMYRNA, TN 37167-5253 |
| Document Number | RB19181366 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 407 OAKHAVEN DR SMYRNA TN 371675253, SMYRNA, TN 37167-5253 |
| Document Number | RB19181366 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 001918/001366 |
| Instrument | 2282253 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
The 2025 property tax bill for 407 Oakhaven Dr was $2,317.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,175 (+22.49%) Land $27,500 Building $90,675 | $472,700 Land $110,000 Building $362,700 | |
| 2025 | $2,317.00 | $96,475 Land $13,750 Building $82,725 | |
| 2023 | $2,317.00 | $96,475 Land $13,750 Building $82,725 | $385,900 (-) Land $55,000 Building $330,900 |
| 2022 | $385,900 Land $55,000 Building $330,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Oakhaven Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Oakhaven Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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