Hillsborough County property record for 407 Oakbow Ct, Seffner, FL 33584 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,820 sqft · built 2007 |
| Lot Size | 0.246 acres (10,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,500 (Aug 2016) |
| Tax Bill | $5,558 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0634740568 |
| Primary APN | 0634740568 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Heated Area |
| 1st Floor Area | 2,424 sqft |
| Upper Floors Area | 396 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,746 sqft (0.246 acres) |
| Lot Dimensions | 152 ft deep x 70.7 ft wide |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0634740568 |
|---|---|
| Street Address | 407 OAKBOW CT |
| City | SEFFNER |
| State | FL |
| Zip | 33584-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGSWAY PHASE 2 LOT 31 BLOCK 8 |
| Legal Range | 20E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | KINGSWAY PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 8 |
| Legal Lot Number | 31 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12106 |
Source: Hillsborough County records · APN 0634740568
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| May 09, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2016 · Amount on Record |
| Deed Sale | Aug 22, 2016 · Amount on Record |
| Prior Sale | Jan 03, 2008 · Amount on Record |
| Deed Document Number | 2016329006 |
| Deed Book / Page | 24322 / 0553 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Document Number | 0000422998 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025422998 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Sep 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Document Number | 0000489627 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023489627 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Document Number | 2021507832 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 2021507832 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28290 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 407 OAKBOW CT, SEFFNER, FL 33584-3744 |
| Document Number | 0258040837 |
| Instrument Date | May 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 OAKBOW CT SEFFNER FL 335843744, SEFFNER, FL 33584-3744 |
| Document Number | 0258040837 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 025804/000837 |
| Instrument | 214416 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 30, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,558.00 (+11.97%) Homeowner's exemption | $297,573 (+5.99%) | $453,889 (+7.43%) Land $119,393 Building $334,496 |
| 2023 | $4,964.00 (+13.54%) Homeowner's exemption | $280,764 (+12.1%) | $422,513 (+14.07%) Land $119,393 Building $303,120 |
| 2022 | $4,372.00 Homeowner's exemption | $250,450 | $370,401 Land $108,539 Building $261,862 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570121061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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