407 Oak St, Waupaca, WI 54981 Property Records

Waupaca County property record for 407 Oak St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,207 sqft · built 1900
Lot Size	0.164 acres (7,154 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2026)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-20-33-48`

Property Details

APN / Parcel Number

Primary APN	`34-20-33-48`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,207 sqft Gross Area
Basement Area	107 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Asbestos
Roof Material	Asphalt
Lot Area	7,154 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	407 OAK ST
City	WAUPACA
State	WI
Zip	54981-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK9 ORIG PLAT COM 14RDS S OF NE COR OF BLK 10 W8RDS S54FT E8RDS N54FT-POB ALLEY 12FT V388P467 V421P25 V470P886 V476P66 V598P383 V981P333
Legal Range	12E
Legal Township	22N
Legal Section	20
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF WAUPACA
Legal Block	9,10
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	1
Census Block	1035
Census Tract	101000

Owner

407 Oak St is owned and occupied by two individuals who bought it in August 2026.

Source: Waupaca County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 OAK ST, WAUPACA, WI 54981-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Deed Document Number	2026941916
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Aug 18, 2026
Property Address	407 OAK ST, WAUPACA, WI 54981-1316
Document Number	0000941916
Instrument Date	Aug 14, 2026
Instrument	2026941916
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	407 OAK ST, WAUPACA, WI 54981-1316

Mortgage

Document Number	0000941917,
Date	Aug 18, 2026
Instrument	2026941917

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 407 Oak St was $1,158 with exemptions applied.

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00	$66,200 Land $11,700 Building $54,500
2023	$1,070.00 (+9.41%)	$66,200 (+53.6%) Land $11,700 Building $54,500	$84,754 (+53.6%) Land $14,979 Building $69,775
2022	$978.00	$43,100 Land $7,600 Building $35,500	$55,179 Land $9,730 Building $45,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Mar 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20