407 Oak Ave, Panhandle, TX 79068 Property Records

Carson County property record for 407 Oak Ave, Panhandle, TX 79068

Property Summary

Property Type	Single Family Home
Details	1,118 sqft · built 1928
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Tax Bill	$562 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
APN	`00960-00390-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00960-00390-00000-000000`
Alternative APN	`4159`

Interior

Stories	1 Story
Building Area	1,118 sqft Total Area

Exterior

Year Built	Built 1928
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	432 sqft
Porch	Porch
Porch Area	60 sqft

Location & Zoning

Account Number	4159
Street Address	407 OAK AVE
City	PANHANDLE
State	TX
Zip	79068-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 & N/2 LT 4 BLK 8 ELLIS-PANHANDLE
Legal Subdivision	ELLIS ADD
Legal Block	8
Legal Lot Number	3,4
Jurisdiction	CARSON TX
Township / Civil Division	PANHANDLE
Census Block Group	1
Census Block	1100
Census Tract	950200

Owner

Source: Carson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 42, PANHANDLE, TX 79068-0042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2005
Deed Sale	Jun 21, 2005
Deed Document Number	0OR396/077
Deed Book / Page	OR 396 / 077
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0OR396/077
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARSON TX
Property Address	407 OAK AVE, PANHANDLE, TX 79068-1864
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000799/386
Date	Jul 19, 2023
Book Page	799/386
Instrument	2023-00000787

Lender

Name	AMARILLO NATIONAL BANK
Type	Bank
Address	AMARILLO, TX 79106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Change Frequency	Monthly
Min Rate At Change	8.25%
Max Rate At Change	10.2%
Index	Prime Rate
Max Rate	14.2%

Tax Assessment & Valuation

Source: Carson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Carson County
Municipality	Panhandle Town
Unified School District	Panhandle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (+19.32%) Homeowner's exemption	$143,280 (+66.86%) Land $23,630 Building $119,650	$143,280 (+66.86%) Land $23,630 Building $119,650
2023		$85,870 Land $6,000 Building $79,870	$85,870 Land $6,000 Building $79,870
2022	$471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANHANDLE MUNICIPAL WATER SYSTEM serves 2,284 people · EPA ID TX0330002
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	300 / 100
Plains Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20