Orange County property record for 407 Oak Ave, Carrboro, NC 27510 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,780 sqft · built 1952 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,990 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9778-77-8920 |
| Primary APN | 9778-77-8920 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,404 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Basement |
| Porch | Porch |
|---|---|
| Porch Area | 220 sqft |
| Patio Area | 40 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 204468 |
|---|---|
| Street Address | 407 OAK AVE |
| City | CARRBORO |
| State | NC |
| Zip | 27510-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 JAMES R SPARROW SR P75/43 |
| Legal Subdivision | PROPERTY/JAMES R SPARROW SR |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10705 |
Source: Orange County records · APN 9778-77-8920
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 OAK AVE, CARRBORO, NC 27510-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 13, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2016 |
| Deed Sale | Dec 15, 2016 |
| Deed Document Number | 0006236218 |
| Deed Book / Page | 6236 / 218 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 407 OAK AVE, CARRBORO, NC 27510-1749 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067991524 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 6799/1524 |
| Instrument | 30080777 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHAPEL HILL, NC 27514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 407 OAK AVE, CARRBORO, NC 27510-1749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 6263158 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 6263/158 |
| Instrument | 20170213000028650 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
Source: Orange County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carrboro Town |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,990.00 (+33.9%) | $637,100 (+64.71%) Land $400,000 Building $237,100 | $637,100 (+64.71%) Land $400,000 Building $237,100 |
| 2023 | $6,714.00 | $386,800 Land $220,000 Building $166,800 | $386,800 Land $220,000 Building $166,800 |
Source: FEMA National Flood Hazard Layer, Orange County (37135C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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