Collin County property record for 407 North St, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1985 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,423 (Jul 2025) |
| Tax Bill | $8,038 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-0634-004-0070-1 |
| Primary APN | R-0634-004-0070-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 1,290 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 407 NORTH ST |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY VIEW ADDITION SECOND INSTALLMENT, BLK D, LOT 7 |
| Legal Subdivision | VALLEY VIEW ADDITION SECOND INSTALLMENT |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30304 |
Source: Collin County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 NORTH ST, PROSPER, TX 75078-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 16, 2025 | Vendor's Lien, Transfer · Conventional Mortgage TEXASBANK |
| Aug 14, 2023 | Warranty Deed, Transfer REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS |
| Jun 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2023 |
| Deed Document Number | 202589151 |
| Prior Transfer Date | Apr 15, 1997 |
| Prior Transfer Doc | 0000030516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 16, 2025 |
| Property Address | 407 NORTH ST, PROSPER, TX 75078-3647 |
| Document Number | 2025000089151 |
| Map Reference | VOL 1388 PG 102 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025000089151 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | REPUBLIC TITLE COMPANY, RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14743 PARVIN RD, PROSPER, TX 75078-5609 |
| Name | Verified Name |
|---|---|
| Address | 407 NORTH ST, PROSPER, TX 75078-3647 |
| Document Number | 2025000089152 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025000089152 |
| Name | TEXASBANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Type Change Date | Aug 1, 2040 |
| Change Frequency | Annually |
| Min Rate At Change | 8.12% |
| Max Rate At Change | 13.1% |
| Margin | 1 |
| Max Rate | 14.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 14, 2023 |
| Property Address | 407 NORTH ST, PROSPER, TX 75078 |
| Document Number | 2023000092604 |
| Map Reference | VOL 1388 PG 102 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023000092604 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14743 PARVIN RD, PROSPER, TX 75078-5609 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jun 21, 2019 |
| Property Address | 407 NORTH ST, PROSPER, TX 75078 |
| Document Number | 0000718740 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 718740 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 274 PROSPER TX 750780274, PROSPER, TX 75078-0274 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,038.00 (-3.49%) | $412,290 (+15.3%) Land $201,250 Building $211,040 | $412,290 (+15.3%) Land $201,250 Building $211,040 |
| 2024 | $8,329.00 (+622.38%) | ||
| 2023 | $357,569 Land $172,500 Building $185,069 | $357,569 Land $172,500 Building $185,069 | |
| 2022 | $1,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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