407 North St, Irwin, IA 51446 Property Records

Shelby County property record for 407 North St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1950
Lot Size	0.333 acres (14,522 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Mar 2016)
Tax Bill	$1,202 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`832106018008`

Property Details

APN / Parcel Number

Primary APN	`832106018008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,522 sqft (0.333 acres)
Lot Dimensions	137 ft deep x 106 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	407 NORTH ST
City	IRWIN
State	IA
Zip	51446-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-81-37 REPLAT LT 1 ASD SW SW PT BLK 18 PARCEL B
Legal Range	37W
Legal Township	81N
Legal Section	30
Legal Subdivision	REPLAT LT 1 SW SW 30-81-37
Legal Block	18
Legal Lot Number	1
Jurisdiction	SHELBY IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4035
Census Tract	960100

Owner

407 North St is owned and occupied by an individual who acquired it in June 2026.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	407 NORTH ST, IRWIN, IA 51446-7722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2016 · Amount on File
Deed Sale	Mar 28, 2016 · Amount on File
Deed Document Number	2016490
Last Transfer Date	Jun 5, 2026
Transfer Doc	0000001072
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY IA
Recording Date	Jun 18, 2026
Property Address	407 NORTH ST, IRWIN, IA 51446-7722
Document Number	0000001072
Instrument Date	Jun 5, 2026
Instrument	20261072
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NORTH ST, IRWIN, IA 51446-7722

Mortgage

Document Number	0000001073,
Date	Jun 18, 2026
Instrument	20261073

Lender

Name	BANKIOWA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 407 North St was $1,202 with a homeowner's exemption, up 2.9% from the year before.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,202.00 (+2.91%)	$84,618 (-) Land $9,922 Building $74,696	$84,618 (-) Land $9,922 Building $74,696
2025	$1,168.00 Homeowner's exemption	$84,618 Land $9,922 Building $74,696	$84,618 Land $9,922 Building $74,696
2024	$1,168.00
2023		$80,810 (+58.16%) Land $9,922 Building $70,888	$80,810 Land $9,922 Building $70,888
2022	$786.00 Homeowner's exemption	$51,094 Land $9,922 Building $41,172
2021			$51,094 Land $9,922 Building $41,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on North St

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