Rockingham County property record for 407 N River Rd, Bridgewater, VA 22812 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,435 sqft Living Area |
| Lot Size | 10,629 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,828.00 (2026) |
| Primary APN | 122A1-(10)-LC1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 2,838 sqft Gross Area |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Unfinished Basement | 1,148 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,629 sqft (0.244 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | R17528 |
|---|---|
| Street Address | 407 N RIVER RD |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORRIS ADD PT TR C |
| Legal Subdivision | MORRIS |
| Legal Tract | C |
| Jurisdiction | ROCKINGHAM VA |
| Minor Civil Division | ASHBY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 11500 |
Source: Rockingham County records · APN 122A1-(10)-LC1
Assessment roll updated June 8, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 N RIVER RD, BRIDGEWATER, VA 22812-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 30, 2021 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 407 N RIVER RD, BRIDGEWATER, VA 22812-1222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005422/680 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5422/680 |
| Instrument | 2021-14398 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 407 N RIVER RD, BRIDGEWATER, VA 22812-1222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005524/282 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 5524/282 |
| Instrument | 2021-35939 |
| Name | COMMONWEALTH ONE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Rockingham County records · Assessment roll updated June 8, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,828.00 | $277,100 Land $49,000 Building $228,100 | $277,100 Land $49,000 Building $228,100 |
407 N River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Rockingham County (51165C), updated April 13, 2024
| FEMA Flood Zone | Zone X reduced risk due to levee; depends on levee performance |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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