407 N McLean St, Bloomington, IL 61701 Property Records

McLean County property record for 407 N McLean St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1920
Lot Size	0.089 acres (3,857 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Mar 2021)
Tax Bill	$1,976 (2024)
Deeds & Mortgages	Mar 2021 Second Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-264-003`

Property Details

APN / Parcel Number

Primary APN	`21-04-264-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	860 sqft
Basement Area	112 sqft
Finished Basement	112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	3,857 sqft (0.089 acres)
Lot Dimensions	110 ft deep x 35 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 N MCLEAN ST
City	BLOOMINGTON
State	IL
Zip	61701-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KH FELLS 2ND ADD S35 LOT 5 & 6 BLK 6
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	KH FELLS 2ND ADD
Legal Block	6
Legal Lot Number	5,6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1010
Census Tract	1700

Owner

407 N McLean St is owned and occupied by an individual who bought it in March 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	407 N MCLEAN ST, BLOOMINGTON, IL 61701-4045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Mar 30, 2021	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
May 29, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Mar 30, 2021 · Amount on File
Deed Document Number	20217525
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	407 N MCLEAN ST, BLOOMINGTON, IL 61701-4045
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007527
Date	Mar 31, 2021
Instrument	2021-00007527

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 30, 2021
Property Address	407 N MCLEAN ST, BLOOMINGTON, IL 61701-4045
Document Number	202100007525
Instrument Date	Mar 19, 2021
Instrument	2021-00007525
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N MCLEAN ST, BLOOMINGTON, IL 61701-4045

Mortgage

Document Number	202100007526
Date	Mar 30, 2021
Instrument	2021-00007526

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 29, 2018
Property Address	407 N MCLEAN ST, BLOOMINGTON, IL 61701-4045
Document Number	201800008260
Instrument Date	May 25, 2018
Instrument	2018-00008260
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N MCLEAN ST, BLOOMINGTON, IL 61701-4045

Mortgage

Document Number	201800008261
Date	May 29, 2018
Instrument	2018-00008261

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,671 Land $7,358 Building $25,313	$98,013 Land $22,074 Building $75,939
2024	$1,976.00 (+14.15%)
2023	$1,731.00 (+7.72%)	$26,719 (+7.26%) Land $6,017 Building $20,702	$80,157 (+7.26%) Land $18,051 Building $62,106
2022	$1,607.00	$24,910 Land $5,609 Building $19,301	$74,730 Land $16,827 Building $57,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 N McLean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 N McLean St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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