407 N Main St, Brighton, IL 62012 Property Records

Macoupin County property record for 407 N Main St, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Lot Size	0.848 acres (36,960 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Aug 2017)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Sale & Mortgage
APN	`21-19-126-001`

Property Details

APN / Parcel Number

Primary APN	`21-19-126-001`
Alternative APN	`21-000-814-00`

Exterior

Lot Area	36,960 sqft (0.848 acres)
Lot Dimensions	280 ft deep x 132 ft wide

Location & Zoning

Street Address	407 N MAIN ST
City	BRIGHTON
State	IL
Zip	62012-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 169 O P BRIGHTON 132 X 280 21-19-126-001
Legal Lot Number	169
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3000
Census Tract	956600

Owner

407 N Main St is owned and occupied by two individuals who bought it in August 2017.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 N MAIN ST, BRIGHTON, IL 62012-1039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JERSEY STATE BANK
Aug 23, 2017	Deed, Transfer · Conventional Mortgage JERSEY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Deed Document Number	2017563357
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	407 N MAIN ST, BRIGHTON, IL 62012-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRAIRIE STATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	583762
Date	Jul 20, 2020
Instrument	583762

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 23, 2017
Property Address	407 N MAIN ST, BRIGHTON, IL 62012-1039
Document Number	563357
Instrument Date	Aug 18, 2017
Instrument	563357
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N MAIN ST, BRIGHTON, IL 62012-1039

Mortgage

Document Number	563358
Date	Aug 23, 2017
Instrument	563358

Lender

Name	JERSEY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 407 N Main St was $3,502, up 2.6% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (+2.64%)	$60,086 (+7%) Land $9,629 Building $50,457	$180,258 (+7%) Land $28,887 Building $151,371
2024	$3,412.00	$56,155 Land $8,999 Building $47,156	$168,465 Land $26,997 Building $141,468
2022	$3,127.00 Homeowner's exemption	$48,594 Land $7,787 Building $40,807	$145,782 Land $23,361 Building $122,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 407 N Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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