Hidalgo County property record for 407 N Iris St, Pharr, TX 78577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,260 sqft · built 1989 |
| Lot Size | 0.499 acres (21,735 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,309 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2018 Mortgage |
| APN | R325200000000100 |
| Primary APN | R325200000000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,260 sqft Living Area |
| Gross Area | 4,904 sqft |
| 1st Floor Area | 2,776 sqft |
| Utility Area | 80 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 21,735 sqft (0.499 acres) |
| Lot Dimensions | 161 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Covered Porch |
|---|---|
| Porch Area | 78 sqft |
| Patio Area | 102 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 407 N IRIS ST |
|---|---|
| City | PHARR |
| State | TX |
| Zip | 78577-3665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIOS ESTATE LOT 1 |
| Legal Subdivision | RIOS ESTATE - SPA |
| Legal Tract | 1 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | HIDALGO TX |
| Township / Civil Division | MCALLEN-PHARR |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21500 |
Source: Hidalgo County records · APN R325200000000100
Assessment roll updated September 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 N IRIS ST, PHARR, TX 78577-3665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY CREDIT UNION |
| Jul 20, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NAVY ARMY COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 1998 |
| Deed Sale | Mar 06, 1998 |
| Deed Document Number | 1998660070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIDALGO TX |
| Recording Date | Apr 30, 2026 |
| Property Address | 407 N IRIS ST, PHARR, TX 78577-3665 |
| Document Number | 0003747655 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20263747655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE |
| Name | Verified Name |
|---|---|
| Address | 407 N IRIS ST, PHARR, TX 78577-3665 |
| Investor | Possibly a Property Investor |
| Document Number | 0003747655, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20263747655 |
| Name | VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIDALGO TX |
| Property Address | 407 N IRIS ST, PHARR, TX 78577-3665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VALLEY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002934184 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2934184 |
| Name | NAVY ARMY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CORPUS CHRISTI, TX 78414 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Hidalgo County records · Assessment roll updated September 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hidalgo County |
| Municipality | Pharr City |
| Unified School District | Pharr-San Juan-Alamo Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $291,924 (+53.64%) | $350,000 (+84.21%) Land $92,591 Building $257,409 | |
| 2024 | $4,309.00 (+13.22%) | ||
| 2023 | $3,806.00 (-1.55%) Homeowner's exemption Senior Citizen's exemption | $190,000 Land $77,159 Building $112,841 | $190,000 Land $77,159 Building $112,841 |
| 2022 | $3,866.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482150215004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 20 (1982–2025) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 206 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wireless Internet Fixed Wireless | 400 / 100 |
| Valley Telephone Cooperative, Inc. (TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Smartcom Telephone.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF PHARR serves 79,715 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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