407 N Franklin St, Wilber, NE 68465 Property Records

Saline County property record for 407 N Franklin St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,754 sqft · built 1935
Lot Size	0.255 acres (11,088 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2023)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20115-004-0003`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20115-004-0003`
Alternative APN	`760025290`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,754 sqft
Unfinished Basement	1,754 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	11,088 sqft (0.255 acres)
Lot Dimensions	63 ft deep x 176 ft wide
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	126 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	407 N FRANKLIN ST
City	WILBER
State	NE
Zip	68465-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY WILBER'S THIRD ADDITION EAST63' OF LOTS 5-6-7-8 BLK. 4
Legal Range	07
Legal Township	06
Legal Section	05
Legal Subdivision	WILBER CITY WILBER'S THIRD ADDITION
Legal Block	4
Legal Lot Number	5-6-7-8
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1071
Census Tract	960900

Owner

407 N Franklin St is owned and occupied by an individual who bought it in August 2023.

Source: Saline County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	407 N FRANKLIN ST, WILBER, NE 68465-3055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Deed Document Number	20231246
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	407 N FRANKLIN ST, WILBER, NE 68465-3055
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	TITLECORE NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W 1ST ST, WILBER, NE 68465-2453

Mortgage

Document Number	0202301247
Date	Aug 17, 2023
Instrument	2023-01247

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 407 N Franklin St was $1,659.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,075 (+8.33%) Land $21,085 Building $139,990	$161,075 (+8.33%) Land $21,085 Building $139,990
2025	$1,659.00	$148,690 Land $21,085 Building $127,605	$148,690 Land $21,085 Building $127,605
2023	$1,927.00	$117,895 Land $20,515 Building $97,380	$117,895 Land $20,515 Building $97,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 N Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 N Franklin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20