407 N Deer Trl, Fredericktown, MO 63645 Property Records

Madison County property record for 407 N Deer Trl, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,377 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$281,960 (Jan 2022)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jan 2009 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`02-4.0-20-002-001-004.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-20-002-001-004.000`
Alternative APN	`8831`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 N DEER TRL
City	FREDERICKTOWN
State	MO
Zip	63645-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 407 DEER RUN ESTATES
Legal Range	07
Legal Township	34
Legal Section	20
Legal Subdivision	DEER RUN ESTATES
Legal Lot Number	407
Jurisdiction	MADISON MO
Township / Civil Division	MINE LA MOTTE
Census Block Group	3
Census Block	3013
Census Tract	960300

Owner

407 N Deer Trl is owned and occupied by an individual who bought it in January 2022.

Source: Madison County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	407 N DEER TRL, FREDERICKTOWN, MO 63645-9219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Jan 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Feb 6, 2012	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Jan 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Deed Document Number	2022140
Deed Book / Page	538 / 444
Prior Transfer Date	Jun 30, 2014
Prior Transfer Doc	00456/0580
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	407 N DEER TRL, FREDERICKTOWN, MO 63645-9219
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000528/718
Date	Apr 23, 2021
Book Page	528/718
Instrument	2021000781

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	407 N DEER TRL, FREDERICKTOWN, MO 63645-9219
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00404/0966
Date	Jan 22, 2009
Book Page	404/0966
Instrument	0107

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	407 N DEER TRL, FREDERICKTOWN, MO 63645-9219
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000433/532
Date	Feb 6, 2012
Book Page	433/532
Instrument	0177

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jan 26, 2022
Property Address	407 N DEER TRL, FREDERICKTOWN, MO 63645-9219
Document Number	000538/444
Book / Page	538 / 444
Instrument Date	Jan 18, 2022
Instrument	2022000140
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N DEER TRL, FREDERICKTOWN, MO 63645-9219

Mortgage

Document Number	2022000141
Date	Jan 26, 2022
Instrument	2022000141

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 407 N Deer Trl was $1,570.

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00	$27,490	$144,710 Land $10,250 Building $134,460
2023	$1,572.00	$27,490	$144,710 Land $10,250 Building $134,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 N Deer Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 N Deer Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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