Titus County property record for 407 N Cecelia Dr, Mount Pleasant, TX 75455
| Property Type | Single Family Home |
|---|---|
| Details | 1,896 sqft · built 1952 |
| Lot Size | 0.224 acres (9,762 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01130-00010-00010 |
| Primary APN | 01130-00010-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,896 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 9,762 sqft (0.224 acres) |
| Lot Dimensions | 134 ft deep x 73 ft wide |
| Porch | Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01130-00010-00010 |
|---|---|
| Street Address | 407 N CECELIA DR |
| City | MOUNT PLEASANT |
| State | TX |
| Zip | 75455-3593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DENMAN PLACE ADDITION BLK 1 LOT 1 .2241 AC |
| Legal Subdivision | DENMAN PLACE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | TITUS TX |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950500 |
407 N Cecelia Dr is owned and occupied by two individuals who acquired it in November 2015.
Source: Titus County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 N CECELIA DR, MOUNT PLEASANT, TX 75455-3593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2017 | Deed of Trust, Mortgage · ARM CYPRESS BANK SSB |
| Dec 31, 2025 | Vendor's Lien, Transfer AMERICAN NATION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2015 |
| Deed Sale | Oct 22, 2015 |
| Deed Document Number | 20153540 |
| Last Transfer Date | Nov 10, 2015 |
| Transfer Doc | 0020153754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TITUS TX |
| Property Address | 407 N CECELIA DR, MOUNT PLEASANT, TX 75455-3593 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020173225 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 20173225 |
| Name | CYPRESS BANK SSB |
|---|---|
| Type | Bank |
| Address | PITTSBURG, TX 75686 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TITUS TX |
| Recording Date | Dec 31, 2025 |
| Property Address | 407 N CECELIA DR, MOUNT PLEASANT, TX 75455-3593 |
| Document Number | 0020254529 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 20254529 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 N CECELIA DR, MOUNT PLEASANT, TX 75455-3593 |
| Date | Dec 31, 2025 |
|---|
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 407 N Cecelia Dr was $790 with a homeowner's exemption.
Source: Titus County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Titus County |
| Municipality | Mount Pleasant City |
| Unified School District | Mount Pleasant Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $790.00 Homeowner's exemption | $191,235 Land $8,298 Building $182,937 | $191,235 Land $8,298 Building $182,937 |
| 2023 | $137,934 Land $8,298 Building $129,636 | $137,934 Land $8,298 Building $129,636 | |
| 2022 | $491.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 N Cecelia Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 N Cecelia Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT PLEASANT serves 16,238 people · EPA ID TX2250001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Nextlink, Peoples Communications, Verizon.
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