407 N Bermuda St, Waco, TX 76705 Property Records

McLennan County property record for 407 N Bermuda St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,069 sqft · built 1994
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$3,769 (2024)
Deeds & Mortgages	May 2022 Sale May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-030600-010701-5`

Property Details

APN / Parcel Number

Primary APN	`20-030600-010701-5`
Alternative APNs	`2003060001070150111` `113717`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,069 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	1,069 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	325 sqft
Driveway	Concrete Driveway
Driveway Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 N BERMUDA ST
City	WACO
State	TX
Zip	76705-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW LOT 9 BLOCK 24 ACRES .1722
Legal Subdivision	LAKEVIEW
Legal Block	24
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3025
Census Tract	3200

Owner

Source: McLennan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1215 AUSTIN HINES DR, CHINA SPRING, TX 76633-3115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Special Warranty Deed, Transfer
May 20, 2020	Deed of Trust, Mortgage AMERICAN BK NA
Jan 15, 2020	Deed of Trust, Mortgage AMERICAN BK NA
Oct 29, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022
Deed Sale	May 3, 2022
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	202217726
Last Transfer Date	May 19, 2022
Transfer Doc	0000020405
Record Updated	Sep 20, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 19, 2022
Property Address	407 N BERMUDA ST, WACO, TX 76705-1325
Document Number	0000020405
Map Reference	VOL 254 PG 502
Instrument Date	May 19, 2022
Instrument	2022020405
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 LAKE AIR DRB, 601, WACO, TX 76710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 AUSTIN HINES DR, CHINA SPRING, TX 76633-3115

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	407 N BERMUDA ST, WACO, TX 76705-1325
Document Number	0000017911
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 LAKE AIR DR #B WACO TX 767105841, B, WACO, TX 76710-5841

Mortgage

Document Number	0000017911
Date	Jun 3, 2020
Instrument	17911

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	407 N BERMUDA ST, WACO, TX 76705-1325
Document Number	0000002958
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 LAKE AIR DR #B WACO TX 767105841, B, WACO, TX 76710-5841

Mortgage

Document Number	0000002958
Date	Jan 28, 2020
Instrument	2958

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 29, 2019
Property Address	407 N BERMUDA ST, WACO, TX 76705-1325
Document Number	0000036220
Instrument Date	Oct 1, 2019
Instrument	36220
Transaction Type	Foreclosure
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 LAKE AIR DR WACO TX 767105841, WACO, TX 76710-5841
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,000 (-6.52%) Land $35,180 Building $149,820	$185,000 (-6.52%) Land $35,180 Building $149,820
2024	$3,769.00 (+7.59%)
2023		$197,910 Land $35,180 Building $162,730	$197,910 Land $35,180 Building $162,730
2022	$3,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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