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407 N Bailey St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 407 N Bailey St, Cheboygan, MI 49721 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Aug 2022)
Tax Bill$1,984 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054-P39-007-012-00

Property Details

APN / Parcel Number

Primary APN054-P39-007-012-00

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address407 N BAILEY ST
CityCHEBOYGAN
StateMI
Zip49721-1575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUPERVISOR J M PENNELL'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOT 13, BLK 7. **AND** N 2FT LOT 15, BLK 7. (SEC 31,
Legal Range01W
Legal Township013
Legal Section31
Legal SubdivisionSUPERVISOR J M PENNELLS FIRST ADDITION
Legal Lot Number13,15
JurisdictionCHEBOYGAN MI
Township / Civil DivisionCHEBOYGAN
Census Block Group2
Census Block2033
Census Tract960200

Owner

Source: Cheboygan County records · APN 054-P39-007-012-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 N BAILEY ST, CHEBOYGAN, MI 49721-1575
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Oct 28, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL
Aug 29, 2017Warranty Deed, Transfer
DORT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2022 · Amount on Record
Deed SaleAug 08, 2022 · Amount on Record
Prior SaleOct 28, 2020 · Amount on Record
Deed Book / Page1490 / 260
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 08, 2022
Property Address407 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Document Number001490/260
Book / Page1490 / 260
Instrument DateAug 05, 2022
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7127 N STRAITS HWY, CHEBOYGAN, MI 49721-9019

Mortgage

Document Number0001490261
DateAug 08, 2022
Instrument1490/261
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateOct 28, 2020
Property Address407 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Document Number1429/317
Book / Page1429 / 317
Instrument DateOct 27, 2020
Transaction TypeTransfer
Record UpdatedJun 01, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 N BAILEY ST, CHEBOYGAN, MI 49721-1575

Mortgage

Document Number142938
DateOct 28, 2020
Instrument1429/38
Lender
NameAMERIFIRST FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJan 01, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 29, 2017
Property Address407 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Document Number1340/0935
Book / Page1340 / 0935
Instrument DateAug 25, 2017
Transaction TypeTransfer
Record UpdatedJun 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25801 E BUNDSCHU RD, 25801, INDEPENDENCE, MO 64056-4105

Transferred To (Grantee/Buyer)

NameVerified Name
Address750 EAGLE DR, FENTON, MI 48430-4169

Mortgage

Document Number1340/0937
DateAug 29, 2017
Book Page1340/0937
Lender
NameDORT FEDERAL CREDIT UNION
TypeCredit Union
AddressGRAND BLANC, MI 48439
Agreement
AmountAmount Recorded
Term181 Months
DueSep 01, 2032

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$75,200 (+67.48%)$150,400 (+67.48%)
2025$1,984.00 (+56.1%)
2023$44,900$89,800
2022$1,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260319602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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