Coshocton County property record for 407 N 8th St, Coshocton, OH 43812
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1945 |
| Lot Size | 0.243 acres (10,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Dec 2020) |
| Tax Bill | $877 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2012 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004409-8 |
| Primary APN | 004409-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,160 sqft Total Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,600 sqft (0.243 acres) |
| Lot Dimensions | 265 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Patio Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004409-8 |
|---|---|
| Street Address | 407 N 8TH ST |
| City | COSHOCTON |
| State | OH |
| Zip | 43812-1231 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | OUT-LOT 71 40 X 265 03 DOC 5471 |
| Legal Subdivision | LAMBS SUBDIVISION |
| Legal Lot Number | 71 |
| Jurisdiction | COSHOCTON OH |
| Township / Civil Division | COSHOCTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 961300 |
407 N 8th St, a duplex, is owned and occupied by an individual who bought it in December 2020.
Source: Coshocton County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN SAVINGS BANK |
| Aug 20, 2012 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Jan 28, 2005 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Jan 26, 2005 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Dec 7, 2020 | Warranty Deed, Transfer · Commercial Mortgage THE HOME LOAN SAVINGS BANK |
| Mar 5, 2020 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 26, 2007 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Jul 21, 2003 |
| Deed Document Number | 20205563 |
| Deed Book / Page | 781 / 5729 |
| Prior Transfer Date | Nov 27, 2020 |
| Prior Transfer Doc | 00781/5729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Document Number | 0000002579 |
| Book / Page | 812 / 3856 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20262579 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DOGWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Document Number | 0000002579, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 812/3856 |
| Instrument | 20262579 |
| Name | HOME LOAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000583/600 |
|---|---|
| Date | Aug 20, 2012 |
| Book Page | 583/600 |
| Instrument | 201200003662 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 242 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000268/297 |
|---|---|
| Date | Jan 28, 2005 |
| Book Page | 268/297 |
| Instrument | 20500000409 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 25, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000368/057 |
|---|---|
| Date | Jan 26, 2005 |
| Book Page | 368/057 |
| Instrument | 200500000367 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Dec 7, 2020 |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Document Number | 00781/5729 |
| Book / Page | 781 / 5729 |
| Map Reference | VOL 1 PG 116 |
| Instrument Date | Nov 27, 2020 |
| Instrument | 202000005563 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Document Number | 202000005564 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 202000005564 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Mar 5, 2020 |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Document Number | 00777/1198 |
| Book / Page | 777 / 1198 |
| Map Reference | VOL 2 PG 116 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 202000001009 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24973 TOWNSHIP ROAD 192, COSHOCTON, OH 43812-9286 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COSHOCTON OH |
| Recording Date | Jun 26, 2007 |
| Property Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
| Document Number | 000446/887 |
| Book / Page | 446 / 887 |
| Map Reference | MB1 PG116 |
| Instrument Date | Jan 10, 2007 |
| Instrument | 200700003119 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 N 8TH ST, COSHOCTON, OH 43812-1231 |
The 2025 property tax bill for 407 N 8th St was $877 with a homeowner's exemption, up 8.7% from the year before.
Source: Coshocton County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Coshocton County |
| Municipality | Coshocton City |
| Unified School District | Coshocton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $877.00 (+8.67%) | $19,370 (-) Land $3,720 Building $15,650 | $55,340 (-) Land $10,630 Building $44,710 |
| 2024 | $807.00 (+13.66%) Homeowner's exemption | $19,370 (+27.13%) Land $3,720 Building $15,650 | $55,340 Land $10,630 Building $44,710 |
| 2023 | $710.00 (-7.91%) Homeowner's exemption | $15,236 (-) Land $2,863 Building $12,373 | |
| 2022 | $771.00 Homeowner's exemption | $15,236 Land $2,863 Building $12,373 | |
| 2021 | $43,530 Land $8,180 Building $35,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 N 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 N 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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