407 N 7th St, Patterson, CA 95363 Property Records

Stanislaus County property record for 407 N 7th St, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2018)
Tax Bill	$4,723 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`131-022-018-000`

Property Details

APN / Parcel Number

Primary APN	`131-022-018-000`
Alternative APNs	`1312218000` `1312218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 N 7TH ST
City	PATTERSON
State	CA
Zip	95363-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSON BLOCK 10 LOTS 21, 21 & 22
Legal Subdivision	PATTERSON
Legal Block	10
Legal Lot Number	21,22
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1004
Census Tract	3204

Owner

407 N 7th St is owned and occupied by an individual who bought it in December 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	407 N 7TH ST, PATTERSON, CA 95363-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage KB RE HOLDINGS INC
Dec 26, 2018	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Apr 25, 2014 · Amount on File
Deed Document Number	201887502
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0000028652
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	407 N 7TH ST, PATTERSON, CA 95363-2216
Document Number	0000021344
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N 7TH ST PATTERSON CA 953632216, PATTERSON, CA 95363-2216

Mortgage

Document Number	0000021344
Date	Apr 9, 2019
Instrument	21344

Lender

Name	KB RE HOLDINGS INC
Address	3881 BOUGAINVILLEA DR, CERES, CA 95307-9805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2020

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 26, 2018
Property Address	407 N 7TH ST, PATTERSON, CA 95363-2216
Document Number	0000087502
Map Reference	VOL 7 PG 43
Instrument Date	Dec 10, 2018
Instrument	2018-0087502
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 N 7TH ST, PATTERSON, CA 95363-2216

Mortgage

Document Number	0000087503
Date	Dec 26, 2018
Instrument	2018-0087503

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 407 N 7th St was $4,723, up 4.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,723.00 (+4.61%)	$398,236 (+2%) Land $159,294 Building $238,942
2025	$4,515.00	$390,428 Land $156,171 Building $234,257
2023	$4,400.00 (+5.49%)	$375,268 Land $150,107 Building $225,161
2022	$4,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 N 7th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 N 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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