407 N 4th St, Cabot, AR 72023 Property Records

Lonoke County property record for 407 N 4th St, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,479 sqft · built 2024
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2023)
Tax Bill	$40 (2024)
Deeds & Mortgages	Aug 2023 Construction Loan Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`720-04310-000`

Property Details

APN / Parcel Number

Primary APN	`720-04310-000`
Alternative APN	`23143`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,479 sqft Living Area
Gross Area	1,939 sqft
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	901 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23143
State	AR
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	18
Legal Subdivision	OT CABOT CITY
Legal Block	43
Legal Lot Number	10
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1016
Census Tract	20202

Owner

Source: Lonoke County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 N 2ND ST, CABOT, AR 72023-2571
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST ARKANSAS BANK & TRUST
Mar 21, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20235545
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	407 N 4TH ST, CABOT, AR 72023-2565
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 JAMES DR, CABOT, AR 72023-2003

Mortgage

Document Number	0000007482
Date	Aug 24, 2023
Book Page	2023/7482
Instrument	2023-07482

Lender

Name	FIRST ARKANSAS BANK & TRUST
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 16, 2024

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 21, 2024
Property Address	407 N 4TH ST, CABOT, AR 72023-2565
Document Number	0000002339
Book / Page	2024 / 2339
Instrument Date	Mar 18, 2024
Instrument	2024-02339
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 N 4TH ST, CABOT, AR 72023-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 N 4TH ST, CABOT, AR 72023-2565

Mortgage

Document Number	0202402340
Date	Mar 21, 2024
Instrument	2024-02340

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 19, 2017
Property Address	CABOT, AR 72023
Document Number	0000007016
Instrument Date	Jul 17, 2017
Instrument	7016
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N 3RD ST CABOT AR 720232557, CABOT, AR 72023-2557

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$40.00 (-67.21%)		$4,000 (-66.67%) Land $4,000
2023	$122.00	$2,400 Land $2,400	$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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