407 N 2nd St, Troy, MT 59935 Property Records

Lincoln County property record for 407 N 2nd St, Troy, MT 59935

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,265 sqft · built 1933
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Tax Bill$1,109 (2026)
Deeds & MortgagesAug 2022 Mortgage
APNR564352

Property Details

APN / Parcel Number

Primary APNR564352
Alternative APNs
  • 56-4280-12-3-08-01-0000
  • 0000003886

Interior

Stories1 Story
Building Area2,265 sqft Total Area
1st Floor Area2,265 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1995
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area7,100 sqft (0.163 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000003886
Street Address407 N 2ND ST
CityTROY
StateMT
Zip59935-7753
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionWEST TROY ORIG TWNST, S12, T31 N, R34 W, BLOCK 3, LOT 1 - 1A, 2, 2A, 3A
Legal Range34W
Legal Township31N
Legal Section12
Legal SubdivisionWEST TROY ORIG TWNST
Legal Block3
Legal Lot Number1-1A
JurisdictionLINCOLN MT
Township / Civil DivisionTROY
Census Block Group1
Census Block1023
Census Tract500

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 688, TROY, MT 59935-0688
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2005
Deed SaleJan 14, 2005
Deed Document Number2005181884
Deed Book / Page293 / 878
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address407 N 2ND ST, TROY, MT 59935-7753
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 247, TROY, MT 59935-0247

Mortgage

Document Number000398/247
DateAug 15, 2022
Book Page398/247
Instrument302228
Lender
NameBRIAN TACKETT
TypePrivate Party
Address407 N 2ND ST, TROY, MT 59935
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityTroy City
Elementary School DistrictTroy Elementary School District (PK - 08)
Secondary School DistrictTroy High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,109.00 (-25.22%)$112,400 (+14.58%)
2025$112,400 (+14.58%) Land $54,711 Building $57,689
2023$1,483.00$98,100$98,100 Land $36,765 Building $61,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1997)
Most Recent ClaimMay 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 83% of Montana
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 2,100 people · EPA ID MT0000348
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Western Montana CommunityTel
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number