407 Myrtle St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 407 Myrtle St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1945
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jul 2021)
Tax Bill	$1,888 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 242.052-1-43`

Property Details

APN / Parcel Number

Primary APN	`301301 242.052-1-43`
Alternative APNs	`130124205200010430000000` `301301 242.052-0001-043` `12189 02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Width	96.9 ft Width
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12189 02
Street Address	407 MYRTLE ST
City	ROME
State	NY
Zip	13440-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2007
Census Tract	22500

Owner

407 Myrtle St is owned and occupied by two individuals who bought it in July 2021.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 MYRTLE ST, ROME, NY 13440-5921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202112680
Prior Transfer Date	Dec 3, 2003
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 30, 2021
Property Address	407 MYRTLE ST, ROME, NY 13440-5921
Document Number	0000012680
Instrument Date	Jul 29, 2021
Instrument	2021-012680
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	392 WHITE OAK RD, BLAIRSVILLE, GA 30512-3386

Mortgage

Document Number	0000012681
Date	Jul 30, 2021
Instrument	2021-012681

Lender

Name	COMMONFUND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 407 Myrtle St was $1,888.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,888.00
2025		$40,200 Land $13,000 Building $27,200	$94,588 Land $30,588 Building $64,000
2023		$40,200 (-) Land $13,000 Building $27,200	$88,585 (+17.92%) Land $28,647 Building $59,938
2022	$3,279.00	$40,200 Land $13,000 Building $27,200	$75,126 Land $24,294 Building $50,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Myrtle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Myrtle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20