Simpson County property record for 407 Morris St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1970 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $358 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Dec 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-11-011.00 |
| Primary APN | 014-00-11-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 407 MORRIS ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 407 MORRIS STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970402 |
407 Morris St is owned and occupied by two individuals who acquired it in April 1986.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 MORRIS ST, FRANKLIN, KY 42134-1292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 10, 2013 | Deed of Trust, Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1986 |
| Deed Sale | Apr 7, 1986 |
| Deed Document Number | 0000104332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 407 MORRIS ST, FRANKLIN, KY 42134-1292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M439/529 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | M439/529 |
| Instrument | 1183358 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 407 MORRIS ST, FRANKLIN, KY 42134-1292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 MORRIS ST, FRANKLIN, KY 42134-1292 |
| Document Number | 0000398/92 |
|---|---|
| Date | Dec 10, 2013 |
| Book Page | 398/92 |
| Instrument | 1134699 |
| Name | REGIONS BANK |
|---|---|
| Address | 201 MILAN PKWY, BIRMINGHAM, AL 35211 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Nov 25, 2028 |
The 2025 property tax bill for 407 Morris St was $358 with a homeowner's exemption.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358.00 Homeowner's exemption | $90,000 | $90,000 |
| 2023 | $406.00 Homeowner's exemption | $90,000 | $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Morris St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Morris St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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