Ray County property record for 407 Morningside Cir, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,895 sqft · built 2006 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,693 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-32-02-001-085.014 |
| Primary APN | 10-09-32-02-001-085.014 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,895 sqft Living Area |
| Basement Area | 1,670 sqft |
| Finished Basement | 1,225 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 151 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 361 sqft |
| Patio Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 407 MORNINGSIDE CIR |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 MORNINGSIDE VILLAGE PHASE II |
| Legal Range | 27 |
| Legal Township | 52 |
| Legal Section | 32 |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80202 |
407 Morningside Cir is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 MORNINGSIDE CIR, RICHMOND, MO 64085-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 407 Morningside Cir was $3,693, up 6.2% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,840 (-) | $272,810 (-) | |
| 2025 | $3,693.00 (+6.15%) | $51,840 (+6.08%) Land $4,770 Building $47,070 | $272,810 Land $25,080 Building $247,730 |
| 2024 | $3,479.00 | $48,870 Land $4,770 Building $44,100 | |
| 2023 | $257,200 Land $25,080 Building $232,120 | ||
| 2022 | $3,029.00 | $42,700 Land $4,330 Building $38,370 | |
| 2021 | $224,770 Land $22,800 Building $201,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Morningside Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Morningside Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures