407 Montgomery Ave, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 407 Montgomery Ave, Ann Arbor, MI 48103

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,704 sqft · built 2010
Lot Size	0.024 acres (1,088 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jun 2011)
Tax Bill	$12,623 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-30-403-007`

Property Details

APN / Parcel Number

Primary APN	`09-09-30-403-007`
Alternative APN	`090930403001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Basement Area	824 sqft
Unfinished Basement	824 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Lot Area	1,088 sqft
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 MONTGOMERY AVE
City	ANN ARBOR
State	MI
Zip	48103-4116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2A
Legal Description	UNIT 1 MONTGOMERY WOODS 1 CONDOMINIUMS SPLIT ON 11/03/2011 FROM 09-09-30-403-001;
Legal Subdivision	MONTGOMERY WOODS 1 CONDOMINIUMS
Legal Block	403
Legal Unit	1
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1017
Census Tract	403500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West Side Historic District listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 MONTGOMERY AVE, ANN ARBOR, MI 48103-4116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2011 · Amount on Record
Deed Sale	Jun 21, 2011 · Amount on Record
Prior Sale	Jan 5, 2007 · Amount on Record
Deed Document Number	20116019604
Deed Book / Page	4853 / 108
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	0006023151
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	407 MONTGOMERY AVE, ANN ARBOR, MI 48103-4116
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MONTGOMERY AVE 1, 1, ANN ARBOR, MI 48103-4116

Mortgage

Document Number	0006647222
Date	Apr 27, 2022
Book Page	5480/390
Instrument	6647222

Lender

Name	FIRST HERITAGE FINANCIAL LLC
Type	Funding / Finance Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,000	$724,000
2025	$12,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20