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407 Monadnock St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 407 Monadnock St, Troy, NH 03465 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,184 sqft · built 1999
Lot Size3.53 acres (153,767 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Sep 2023)
Tax Bill$5,407 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNTROY M:002 B:0001 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:002 B:0001 L:0000
Alternative APN
  • TROY M:002 B:0001 L:0001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,184 sqft Living Area
Gross Area1,933 sqft
1st Floor Area540 sqft
Basement Area196 sqft
Unfinished Basement196 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleContemporary
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area153,767 sqft (3.53 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address407 MONADNOCK ST
CityTROY
StateNH
Zip03465-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number1
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group3
Census Block3009
Census Tract970800

Owner

Source: Cheshire County and Troy Town records · APN TROY M:002 B:0001 L:0000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 MONADNOCK ST, TROY, NH 03465-2225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NEIGHBORS BANK
Sep 12, 2022Warranty Deed, Transfer
Aug 30, 2019Deed of Trust, Mortgage · Line of Credit
GFA FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2023 · Amount on Record
Deed SaleSep 05, 2023 · Amount on Record
Prior SaleSep 12, 2022 · Amount on Record
Deed Document Number20232306235
Deed Book / Page3257 / 83
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateSep 05, 2023
Property Address407 MONADNOCK ST, TROY, NH 03465-2225
Document Number0003257-83
Book / Page3257 / 83
Instrument DateSep 01, 2023
Instrument2306235
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 QUAKER ST, WALLKILL, NY 12589-4750

Mortgage

Document Number0002306236
DateSep 05, 2023
Instrument2306236
Lender
NameNEIGHBORS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateSep 12, 2022
Property Address407 MONADNOCK ST, TROY, NH 03465-2225
Document Number03225-1174
Book / Page3225 / 1174
Instrument DateSep 12, 2022
Instrument2208450
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 10084, SWANZEY, NH 03446-0084

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address407 MONADNOCK ST, TROY, NH 03465-2225
Document Number0030810113
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedOct 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 MONADNOCK ST TROY NH 034652225, TROY, NH 03465-2225

Mortgage

Document Number0030810113
DateSep 18, 2019
Book Page003081/000113
Instrument7496
Lender
NameGFA FCU
TypeCredit Union
AddressGARDNER, MA 01440
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 17, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,407.00 (+4.4%)$251,000 (+68.56%) Land $40,100 Building $210,900
2018$5,179.00$148,911 Land $36,911 Building $112,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 53% of New Hampshire
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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