San Joaquin County property record for 407 Mingo Way, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1981 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Jun 2023) |
| Tax Bill | $4,862 (2026) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-390-340-000 |
| Primary APN | 196-390-340-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-390-34 |
|---|---|
| Street Address | 407 MINGO WAY |
| City | LATHROP |
| State | CA |
| Zip | 95330-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1507 LOT 394 |
| Legal Subdivision | LATHROP VILLAGE HOMES 05 |
| Legal Tract | 1507 |
| Legal Block | 1 |
| Legal Lot Number | 394 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5129 |
Source: San Joaquin County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 MINGO WAY, LATHROP, CA 95330-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jun 7, 2023 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Jun 7, 2023 | Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Jun 7, 2023 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on Record |
| Deed Sale | Jun 7, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2010 · Amount on Record |
| Deed Document Number | 202344385 |
| Prior Transfer Date | Apr 13, 2010 |
| Prior Transfer Doc | 0000056536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 7, 2023 |
| Property Address | 407 MINGO WAY, LATHROP, CA 95330-9533 |
| Document Number | 0000044386 |
| Map Reference | MB 24 PG 66 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-044386 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MINGO WAY, LATHROP, CA 95330-9533 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 7, 2023 |
| Property Address | 407 MINGO WAY, LATHROP, CA 95330-9533 |
| Document Number | 0000044384 |
| Map Reference | MB 24 PG 65 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023-044384 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 SEA MIST CT APT D, D, HAYWARD, CA 94544-5557 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 7, 2023 |
| Property Address | 407 MINGO WAY, LATHROP, CA 95330-9533 |
| Document Number | 0000044385 |
| Map Reference | MB 24 PG 66 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023-044385 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 407 MINGO WAY, LATHROP, CA 95330-9533 |
| Document Number | 0000044387 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-044387 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,862.00 (+0.96%) | ||
| 2025 | $4,816.00 (+145.71%) Homeowner's exemption | $405,756 (+168.08%) Land $119,646 Building $286,110 | |
| 2023 | $1,960.00 (+1.5%) Homeowner's exemption | $151,355 Land $37,216 Building $114,139 | $345,150 |
| 2022 | $1,931.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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