407 Miller Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 407 Miller Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,072 sqft · built 1987
Lot Size	9.41 acres (410,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Sep 2026)
Tax Bill	$3,596 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4385-01-17-1774`

Property Details

APN / Parcel Number

Primary APN	`4385-01-17-1774`
Alternative APNs	`80-4385-01-17-1774` `80331425` `331425`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	410,335 sqft
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	595 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	80331425
Street Address	407 MILLER RD
City	READING
State	PA
Zip	19608-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	274
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	2
Census Block	2027
Census Tract	10804

Owner

Source: Berks County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 MILLER RD, READING, PA 19608-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE DIRECT LLC
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Dec 9, 1986
Deed Document Number	202629666
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 3, 2026
Property Address	407 MILLER RD, READING, PA 19608-2012
Document Number	0000029666
Instrument Date	Sep 1, 2026
Instrument	202629666
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MILLER RD, READING, PA 19608-2012

Mortgage

Document Number	0000029667,
Date	Sep 3, 2026
Instrument	202629667

Lender

Name	MORTGAGE DIRECT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jun 17, 2026
Property Address	407 MILLER RD, READING, PA 19608-2012
Document Number	0000019388
Instrument Date	Apr 17, 2026
Instrument	202619388
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MILLER RD, READING, PA 19608-2012

Mortgage

Document Number	0000019388,
Date	Jun 17, 2026
Instrument	202619388

Lender

Name	FULTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,596.00 (+14.96%) Homeowner's exemption	$214,400 (-) Land $82,900 Building $131,500	$82,900 (-61.33%) Land $82,900
2024	$3,128.00	$214,400 Land $82,900 Building $131,500
1994			$214,400 Land $82,900 Building $131,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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