407 Mill St, Laurens, SC 29360 Property Records

Laurens County property record for 407 Mill St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.579 acres (25,235 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2023)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`906-12-10-011`

Property Details

APN / Parcel Number

Primary APN	`906-12-10-011`
Alternative APNs	`9061210011 97508189` `97508189`

Exterior

Lot Area	25,235 sqft (0.579 acres)

Location & Zoning

Street Address	407 MILL ST
City	LAURENS
State	SC
Zip	29360-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Subdivision	MILL STREET
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3029
Census Tract	920503

Owner

Source: Laurens County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 MILL ST, LAURENS, SC 29360-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 1, 2023	Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP
Jul 29, 2022	Deed, Transfer
Nov 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	2023805
Deed Book / Page	1711 / 59
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000009820
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Sep 25, 2026
Property Address	407 MILL ST, LAURENS, SC 29360-1905
Document Number	0000009820
Book / Page	2047 / 240
Instrument Date	Sep 15, 2026
Instrument	20269820
Transaction Type	Transfer
Record Updated	Oct 7, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MILL ST, LAURENS, SC 29360-1905

Mortgage

Document Number	0000009821,
Date	Sep 25, 2026
Book Page	3365/1
Instrument	20269821

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Feb 1, 2023
Property Address	407 MILL ST, LAURENS, SC 29360-1905
Document Number	0D17110059
Book / Page	D1711 / 59
Instrument Date	Jan 30, 2023
Instrument	2023000805
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 MILL ST, LAURENS, SC 29360-1905

Mortgage

Document Number	2023000806
Date	Feb 1, 2023
Instrument	2023000806

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Jul 29, 2022
Property Address	407 MILL ST, LAURENS, SC 29360-1905
Document Number	0D16690279
Book / Page	D1669 / 279
Instrument Date	Jul 15, 2022
Instrument	2022007136
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$221.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 TRAIL RD, ANDERSON, SC 29621-6345

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Nov 29, 2021
Property Address	407 MILL ST, LAURENS, SC 29360-1905
Document Number	0D16170023
Book / Page	D1617 / 23
Instrument Date	Nov 22, 2021
Instrument	2021011020
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$199.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 HARLEY CT, EASLEY, SC 29642-8151

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (+4.46%)	$7,960 (-) Land $420 Building $7,540
2024	$1,949.00 (+25.58%)	$7,960 (-) Land $420 Building $7,540
2023	$1,552.00 (+0.91%)	$7,960 (+110.58%) Land $420 Building $7,540	$199,000 (+215.87%) Land $10,500 Building $188,500
2022	$1,538.00	$3,780 Land $630 Building $3,150	$63,000 (-68.34%) Land $10,500 Building $52,500
2021			$199,000 Land $10,500 Building $188,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Piedmont Rural Telephone Cooperative, T-Mobile.

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