407 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 407 Michoacan Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,571 sqft · built 2010
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$189,100 (Oct 2017)
Tax Bill	$1,487 (2024)
Deeds & Mortgages	Sep 2022 Transfer Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-68001-220`

Property Details

APN / Parcel Number

Primary APN	`989-68001-220`
Alternative APN	`395182`

Interior

Stories	1 Story
Building Area	2,571 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	2,571 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft

Location & Zoning

Street Address	407 MICHOACAN LOOP
City	LAREDO
State	TX
Zip	78045-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 1, LOT 22, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	4
Legal Block	1
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2061
Census Tract	1727

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 MICHOACAN LOOP, LAREDO, TX 78045-6660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Intrafamily Transfer, Transfer
Oct 16, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DIRECTIONS EQUITY LLC
Oct 10, 2017	Vendor's Lien, Transfer JOSE ABEN MAIRENA ETAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	20171310718
Deed Book / Page	4314 / 388
Last Transfer Date	Sep 1, 2022
Transfer Doc	005339/250
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Sep 2, 2022
Property Address	407 MICHOACAN LOOP, LAREDO, TX 78045-6660
Document Number	005339/250
Book / Page	5339 / 250
Instrument Date	Sep 1, 2022
Instrument	1478413
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 MICHOACAN LOOP, 407, LAREDO, TX 78045-6660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MICHOACAN LOOP, LAREDO, TX 78045-6660

October 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 16, 2017
Property Address	407 MICHOACAN LOOP, LAREDO, TX 78045-6660
Document Number	004314/388
Book / Page	4314 / 388
Map Reference	VOL 28 PG 26-28
Instrument Date	Oct 13, 2017
Instrument	1310718
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001310719
Date	Oct 16, 2017
Instrument	1310719

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 10, 2017
Property Address	407 MICHOACAN LOOP, LAREDO, TX 78045-6660
Document Number	04312/1446
Book / Page	4312 / 1446
Instrument Date	Oct 5, 2017
Instrument	1310205
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13403 BROADMEADE AVE, 13403, AUSTIN, TX 78729-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MICHOACAN LOOP, LAREDO, TX 78045-6660

Mortgage

Document Number	0001310206
Date	Oct 10, 2017
Instrument	1310206

Lender

Name	JOSE ABEN MAIRENA ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,754 (+11%) Land $132,563 Building $240,191	$372,754 (+11%) Land $132,563 Building $240,191
2024	$1,487.00 (-12.01%)
2023		$335,804 Land $114,800 Building $221,004	$335,804 Land $114,800 Building $221,004
2022	$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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