407 McElhattan Ave, Lock Haven, PA 17745 Property Records

Clinton County property record for 407 McElhattan Ave, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,082 sqft · built 1979
Lot Size	0.309 acres (13,460 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Oct 2017)
Tax Bill	$2,648 (2026)
Deeds & Mortgages	Jul 2023 Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G1-01-0066`

Property Details

APN / Parcel Number

Primary APN	`G1-01-0066`
Alternative APN	`6-3048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
Gross Area	3,751 sqft
1st Floor Area	975 sqft
Family Room	Family Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	168 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	G1-01-0066
Street Address	407 MCELHATTAN AVE
City	LOCK HAVEN
State	PA
Zip	17745-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	80 X 168.27
Jurisdiction	CLINTON PA
Township / Civil Division	CASTANEA
Census Block Group	3
Census Block	3039
Census Tract	30500

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	407 MCELHATTAN AVE, LOCK HAVEN, PA 17745-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 20, 2021	Deed of Trust, Mortgage · Line of Credit THE MUNCY BANK & TRUST COMPANY
Oct 3, 2017	Deed, Transfer · FHA Mortgage UNIFIRST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	20174176
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	407 MCELHATTAN AVE, LOCK HAVEN, PA 17745-4007
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MCELHATTAN AVE, LOCK HAVEN, PA 17745-4007

Mortgage

Document Number	0202302109
Date	Jul 3, 2023
Instrument	2023-02109

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Oct 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	407 MCELHATTAN AVE, LOCK HAVEN, PA 17745-4007
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MCELHATTAN AVE, LOCK HAVEN, PA 17745-4007

Mortgage

Document Number	0202102218
Date	May 20, 2021
Instrument	2021-02218

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Oct 3, 2017
Property Address	407 MCELHATTAN AVE, LOCK HAVEN, PA 17745-4007
Document Number	2017004176
Instrument Date	Sep 29, 2017
Instrument	2017-004176
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MELLANATTHAN AVE, LOCK HAVEN, PA 17745

Mortgage

Document Number	2017004177
Date	Oct 3, 2017
Instrument	2017-004177

Lender

Name	UNIFIRST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Castanea Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,648.00 (+8.88%)	$118,800 (-) Land $19,900 Building $98,900
2023	$2,432.00	$118,800 Land $19,900 Building $98,900
2008			$118,800 Land $19,900 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2010)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Dec 2010 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 7 claims Severe Storms And Flooding, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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