407 McCluney Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 407 McCluney Dr, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details2,092 sqft · built 1970
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$5,769 (Dec 2021)
Tax Bill$859 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN011605-23-3

Property Details

APN / Parcel Number

Primary APN011605-23-3
Alternative APNs
  • 1001400020000 60524489
  • 100-14-00-020.000
  • 011666223

Interior

Stories1 Story
Building Area2,092 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions67 ft deep x 12 ft wide
PorchSlab

Location & Zoning

Street Address407 MCCLUNEY DR
CityGAFFNEY
StateSC
Zip29340-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description407 MCCLUNEY DR LT#45 12X 67/ STANLEY EVANS FM PAULA DOVER $5L&A
Legal SubdivisionDOGWOOD SPRINGS PARK SUB
Legal Lot Number45,67
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group5
Census Block5015
Census Tract970502

Owner

Source: Cherokee County assessment roll, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 MCCLUNEY DR, GAFFNEY, SC 29340-4437
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurvivor

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleMay 8, 1989 · Amount on Record
Deed Document Number20217513
Deed Book / Page142 / 800
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateJul 9, 2026
Property Address407 MCCLUNEY DR, GAFFNEY, SC 29340-4437
Document Number0000003791
Book / Page200 / 2050
Instrument DateJun 24, 2026
Instrument20263791
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 MCCLUNEY DR, 45, GAFFNEY, SC 29340-4437

Mortgage

Document Number0000003791,
DateJul 9, 2026
Book Page200/2050
Instrument20263791
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$859.00 (+10.84%) Homeowner's exemption$4,680 (-) Land $320 Building $4,360$117,100 (-) Land $8,000 Building $109,100
2023$775.00$4,680 Land $320 Building $4,360$117,100 Land $8,000 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on McCluney Dr

Nearby Streets

Search Property Records by Address or Parcel Number