407 Mathews Dr, Gilbert, IA 50105 Property Records

Story County property record for 407 Mathews Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1957
Lot Size	0.234 acres (10,211 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2019)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jun 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-04-387-350`

Property Details

APN / Parcel Number

Primary APN	`05-04-387-350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,211 sqft (0.234 acres)
Lot Dimensions	122 ft deep x 83.7 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 MATHEWS DR
City	GILBERT
State	IA
Zip	50105-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPARD'S 3RD ADD W1/2 LOTS 1 & 2 BLK 1
Legal Range	24W
Legal Township	84N
Legal Section	04
Legal Subdivision	C D SHEPHARD'S 3RD ADD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1040
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 MATHEWS DR, GILBERT, IA 50105-7719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOONE BANK & TRUST CO
Jun 19, 2019	Warranty Deed, Transfer · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	20195019
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	407 MATHEWS DR, GILBERT, IA 50105-7719
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711223
Date	Nov 3, 2017
Instrument	2017-11223

Lender

Name	BOONE BANK & TRUST CO
Type	Bank
Address	BOONE, IA 50036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 19, 2019
Property Address	407 MATHEWS DR, GILBERT, IA 50105-7719
Document Number	0201905019
Instrument Date	Jun 17, 2019
Instrument	2019-05019
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MATHEWS DR, GILBERT, IA 50105-7719

Mortgage

Document Number	0201905020
Date	Jun 19, 2019
Instrument	2019-05020

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,282.00 (+6.64%) Homeowner's exemption	$141,600 (+7.52%) Land $48,200 Building $93,400	$141,600 (+7.52%) Land $48,200 Building $93,400
2024	$2,140.00 (+11.34%)
2023		$131,700 Land $43,000 Building $88,700	$131,700 Land $43,000 Building $88,700
2022	$1,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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