Anderson County property record for 407 Maple Ave, Oliver Springs, TN 37840
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,256 sqft · built 1960 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2022) |
| Tax Bill | $883 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092O-B-031.00 |
| Primary APN | 092O-B-031.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 379 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 MAPLE AVE |
|---|---|
| City | OLIVER SPRINGS |
| State | TN |
| Zip | 37840-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHARON HILLS PB: 1 PG: 98-B BLK: A LOT: 4 100X270 IRR |
| Legal Subdivision | SHARON HILLS |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | ANDERSON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21002 |
407 Maple Ave is owned and occupied by an individual who bought it in May 2022.
Source: Anderson County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY |
| May 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY |
| May 25, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 25, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Oct 26, 2007 · Amount on File |
| Deed Document Number | 20225919 |
| Deed Book / Page | 1793 / 1400 |
| Prior Transfer Date | Jul 9, 2020 |
| Prior Transfer Doc | 0017931397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON TN |
| Property Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Document Number | 0018301118 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 1830/1118 |
| Instrument | 23010005 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON TN |
| Property Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Document Number | 0018162418 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 1816/2418 |
| Instrument | 23003878 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | May 25, 2022 |
| Property Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Document Number | 0017931400 |
| Book / Page | 1793 / 1400 |
| Map Reference | CAB 1 ENV 98B |
| Instrument Date | May 19, 2022 |
| Instrument | 22005919 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Title Company | ASPEN TITLE COMPANY, ASPEN TITLE AND E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Document Number | 0022005920 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 22005920 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | May 25, 2022 |
| Property Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Document Number | 0017931397 |
| Book / Page | 1793 / 1397 |
| Map Reference | MB 4 PG 119 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 22005918 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MAPLE AVE, OLIVER SPRINGS, TN 37840-5025 |
| Document Number | 0022005921 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 22005921 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Anderson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Anderson County |
| Municipality | Oliver Springs Town |
| Unified School District | Anderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,700 Land $12,050 Building $56,650 | $274,800 Land $48,200 Building $226,600 | |
| 2024 | $883.00 | ||
| 2023 | $33,575 Land $5,775 Building $27,800 | ||
| 2020 | $134,300 Land $23,100 Building $111,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Maple Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Maple Ave is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVER SPRINGS WATER BOARD serves 5,361 people · EPA ID TN0000523 |
|---|---|
| Water Source | Purchased surface water from ANDERSON COUNTY W.A. |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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