407 Malaga Ct, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 407 Malaga Ct, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,700 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2018)
Tax Bill	$8,535 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-460-010-000`

Property Details

APN / Parcel Number

Primary APN	`070-460-010-000`
Alternative APNs	`07046010100` `0704601010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,700 sqft Living Area
1st Floor Area	2,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	774 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 MALAGA CT
City	CAMERON PARK
State	CA
Zip	95682-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	L 169 CAMERON WOODS #7A
Legal Subdivision	CAMERON WOODS #7A
Legal Lot Number	169
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1000
Census Tract	30812

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 29, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Feb 16, 2012 · Amount on Record
Deed Document Number	201834040
Prior Transfer Date	Feb 9, 2012
Prior Transfer Doc	0000008097
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001

Mortgage

Document Number	0000019365
Date	Apr 28, 2022
Instrument	2022-0019365

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001

Mortgage

Document Number	0000024136
Date	Apr 7, 2021
Instrument	2021-0024136

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001

Mortgage

Document Number	0000063345
Date	Nov 5, 2020
Instrument	2020-0063345

Lender

Name	LOAN STORE
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038610
Date	Sep 16, 2019
Instrument	2019-0038610

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 29, 2018
Property Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001
Document Number	0000034040
Map Reference	MB J PG 2
Instrument Date	Aug 28, 2018
Instrument	2018-0034040
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 MALAGA CT, CAMERON PARK, CA 95682-7001

Mortgage

Document Number	0000034041
Date	Aug 29, 2018
Instrument	2018-0034041

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,475 (+2%) Land $250,320 Building $546,155
2025	$8,535.00 (+4.11%)	$780,859 (+4.04%) Land $245,412 Building $535,447
2023	$8,198.00 (+1.33%)	$750,539 Land $235,883 Building $514,656
2022	$8,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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