407 Main St, Prospect, TN 38477 Property Records

Giles County property record for 407 Main St, Prospect, TN 38477

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,000 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jan 2026)
Tax Bill	$649 (2025)
Deeds & Mortgages	Jan 2026 Sale Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028164 04800`

Property Details

APN / Parcel Number

Primary APN	`028164 04800`
Alternative APN	`164 04800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 1950
Exterior Material	Siding
Lot Area	43,560 sqft
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	407 MAIN ST
City	PROSPECT
State	TN
Zip	38477-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1063
Census Tract	920700

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 HENSHAW RD, TONEY, AL 35773-9766
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Warranty Deed, Transfer
Oct 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 17, 2019	Warranty Deed, Transfer GILES TITLE AND ESCROW SERVICES LLC, GILES TITLE & ESCROW SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	25156285
Deed Book / Page	D415 / 367
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jan 6, 2026
Property Address	407 MAIN ST, PROSPECT, TN 38477-6209
Document Number	0000156285
Book / Page	D415 / 367
Instrument Date	Dec 30, 2025
Instrument	25156285
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HENSHAW RD, TONEY, AL 35773-9766

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Oct 7, 2020
Property Address	407 MAIN ST, PROSPECT, TN 38477-6209
Document Number	0000128689
Book / Page	000386 / 000776
Instrument Date	Sep 24, 2020
Instrument	128689
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CAMP GROUND RD BROWNSBORO AL 357419717, BROWNSBORO, AL 35741-9717

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Dec 17, 2019
Property Address	407 MAIN ST, PROSPECT, TN 38477-6209
Document Number	0000124585
Book / Page	000383 / 000139
Instrument Date	Dec 16, 2019
Instrument	124585
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	GILES TITLE AND ESCROW SERVICES LLC, GILES TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$122.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16626 DAZA DR RAMONA CA 920654623, RAMONA, CA 92065-4623

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (+16.1%)	$28,150 (-) Land $5,225 Building $22,925
2024	$559.00	$28,150 (-) Land $5,225 Building $22,925
2023	$559.00	$28,150 (-) Land $5,225 Building $22,925
2022	$559.00	$28,150 Land $5,225 Building $22,925	$112,600 Land $20,900 Building $91,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000

Cell Coverage

No cell data coverage reported

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