Carroll County property record for 407 Main St, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,088 sqft · built 1920 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Nov 2017) |
| Tax Bill | $3,748 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-009948 |
| Primary APN | 11-009948 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 780 sqft |
| Carport | Carport |
| Carport Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 009948 |
|---|---|
| Street Address | 407 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | LT - 9900 SQ FT 407 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|---|
| Individually Listed | Avalon listed 1987 · 3 contributing resources · NRIS 87001407 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 MAIN ST, NEW WINDSOR, MD 21776-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED STATES OF AMERICA |
| Nov 1, 2017 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on Record |
| Deed Sale | Nov 1, 2017 · Amount on Record |
| Deed Document Number | 20178852-0172 |
| Deed Book / Page | 8852 / 172 |
| Prior Transfer Date | Apr 5, 2011 |
| Prior Transfer Doc | 0065270103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 407 MAIN ST, NEW WINDSOR, MD 21776-9761 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 MAIN ST, NEW WINDSOR, MD 21776-9761 |
| Document Number | 0108600044 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 10860/44 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jun 1, 2062 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 1, 2017 |
| Property Address | 407 MAIN ST, NEW WINDSOR, MD 21776-9761 |
| Document Number | 0088520172 |
| Book / Page | 8852 / 0172 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 8852-0172 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 251, NEW WINDSOR, MD 21776-0251 |
| Name | Verified Name |
|---|---|
| Address | 407 MAIN ST, NEW WINDSOR, MD 21776-9761 |
| Document Number | 88520179 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 8852-0179 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,748.00 (+5.4%) Homeowner's exemption | $299,733 (+23.62%) | $327,500 (+34.11%) Land $83,900 Building $243,600 |
| 2025 | $3,556.00 (+5.43%) Homeowner's exemption | ||
| 2023 | $3,373.00 Homeowner's exemption | $242,467 | $244,200 Land $76,700 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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