407 Mae Cato Dr, Midway, FL 32343 Property Records

Gadsden County property record for 407 Mae Cato Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,010 sqft · built 2022
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on File
Last Sale	$298,000 (Mar 2023)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1543-0000I-0370`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1543-0000I-0370`
Alternative APN	`1237120000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	407 MAE CATO DR
City	MIDWAY
State	FL
Zip	32343-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 930 P 1306; OR 875 P 343 OR
Legal Range	2W
Legal Township	1N
Legal Section	06
Legal Subdivision	ORIONS POINT PH 2
Legal Block	I
Legal Lot Number	37
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

407 Mae Cato Dr is owned by a company that bought it in March 2023 and is owner-occupied.

Source: Gadsden County records, as of July 16, 2026

Owner of Record	Company Name on File
Mailing Address	1000 PRIMERA BLVD, LAKE MARY, FL 32746-2194
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Certificate of Transfer, Transfer
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ELITE COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	20231594
Deed Book / Page	930 / 1306
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	0007900544
Record Updated	Oct 29, 2026

May 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	GADSDEN FL
Recording Date	May 19, 2026
Property Address	407 MAE CATO DR, MIDWAY, FL 32343-2255
Document Number	0000003198
Book / Page	983 / 640
Instrument Date	May 19, 2026
Instrument	20263198
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 PRIMERA BLVD, LAKE MARY, FL 32746-2194

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Mar 1, 2023
Property Address	407 MAE CATO DR, MIDWAY, FL 32343-2255
Document Number	0009301306
Book / Page	930 / 1306
Map Reference	MB 2 PG 145
Instrument Date	Feb 27, 2023
Instrument	230001594
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2765 W HANNON HILL DR, TALLAHASSEE, FL 32309-8916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MAE CATO DR, MIDWAY, FL 32343-2255

Mortgage

Document Number	0009301308
Date	Mar 1, 2023
Instrument	930/1308

Lender

Name	ELITE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 407 Mae Cato Dr was $3,289 with a homeowner's exemption, up 3.5% from the year before.

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,289.00 (+3.49%) Homeowner's exemption	$217,164 (+2.9%)	$286,796 (+1.85%) Land $40,500 Building $246,296
2024	$3,178.00 (-36.21%) Homeowner's exemption	$211,044 (-20.86%)	$281,583 (+5.59%) Land $37,000 Building $244,583
2023	$4,982.00 (+1,221.49%)	$266,668 (+1,112.13%) Land $30,000 Building $236,668	$266,668 (+1,112.13%) Land $30,000 Building $236,668
2022	$377.00	$22,000 Land $22,000	$22,000 Land $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 Mae Cato Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Mae Cato Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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