407 Lydgate Dr, Columbia, SC 29210 Property Records

Lexington County property record for 407 Lydgate Dr, Columbia, SC 29210

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,250 sqft · built 1974
Lot Size	0.402 acres (17,521 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2021)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002821-03-016`

Property Details

APN / Parcel Number

Primary APN	`002821-03-016`
Alternative APN	`0282103016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	30 Units
Stories	2 Stories
Building Area	2,250 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	17,521 sqft (0.402 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 LYDGATE DR
City	COLUMBIA
State	SC
Zip	29210-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	WHITEHALL LOT 16 BLK JJ
Legal Subdivision	WHITEHALL
Legal Block	JJ
Legal Lot Number	16
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	3
Census Block	3013
Census Tract	21106

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	407 LYDGATE DR, COLUMBIA, SC 29210-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 4, 2020	Grant Deed, Transfer · Construction Mortgage THOMAS B HUGHES
Jul 30, 2020	Foreclosure ATTORNEY ONLY
Jul 20, 2018	Loan Modification, Mortgage · Conventional Mortgage RKL MTG CORP-SC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202129301
Deed Book / Page	20944 / 188
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 1, 2021
Property Address	407 LYDGATE DR, COLUMBIA, SC 29210-4249
Document Number	2094400191
Book / Page	20944 / 191
Map Reference	MB 69-G PG 99
Instrument Date	May 29, 2021
Instrument	2021029301
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 HUNTING GLEN CT, 3, IRMO, SC 29063-8291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LYDGATE DR, COLUMBIA, SC 29210-4249

Mortgage

Document Number	2021029302
Date	Jun 1, 2021
Instrument	2021029302

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 4, 2020
Property Address	407 LYDGATE DR, COLUMBIA, SC 29210-4249
Document Number	2090302380
Book / Page	020903 / 002380
Instrument Date	Oct 2, 2020
Instrument	50988
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 HUNTING GLEN CT IRMO SC 290638291, IRMO, SC 29063-8291
Investor	Possibly a Property Investor

Mortgage

Document Number	2090302385
Date	Nov 4, 2020
Book Page	020903/002385
Instrument	50989

Lender

Name	THOMAS B HUGHES
Address	925 SHULL ST, WEST COLUMBIA, SC 29169-6711

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2021

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LEXINGTON SC
Recording Date	Jul 30, 2020
Property Address	407 LYDGATE DR, COLUMBIA, SC 29210-4249
Document Number	2088405687
Book / Page	020884 / 005687
Instrument Date	Jul 14, 2020
Instrument	33232
Transaction Type	Foreclosure
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	407 LYDGATE DR COLUMBIA SC 292104249, COLUMBIA, SC 29210-4249

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEXINGTON SC
Property Address	407 LYDGATE DR, COLUMBIA, SC 29210-4249
Document Number	2022000348
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S JUSTISON ST #300 WILMINGTON DE 198015363, 300, WILMINGTON, DE 19801-5363

Mortgage

Document Number	2022000348
Date	Aug 16, 2018
Book Page	020220/000348
Instrument	36620

Lender

Name	RKL MTG CORP-SC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2033

Interest

Rate	5%

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (-2.4%)
2024	$1,501.00 (+0.33%)	$9,800 (-) Land $1,400 Building $8,400	$245,000 (-) Land $35,000 Building $210,000
2023	$1,496.00 (-2.41%)	$9,800 (-) Land $1,400 Building $8,400	$245,000 (-) Land $35,000 Building $210,000
2022	$1,533.00	$9,800 Land $1,400 Building $8,400	$245,000 Land $35,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1999–2025)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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