407 Lower Red Rock Rd, Bastrop, TX 78602 Property Records

Bastrop County property record for 407 Lower Red Rock Rd, Bastrop, TX 78602

Property Summary

Property Type	Single Family Home
Details	1,576 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R84281`

Property Details

APN / Parcel Number

Primary APN	`R84281`
Alternative APN	`O0210814`

Interior

Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Deck Area	16 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	407 LOWER RED ROCK RD
City	BASTROP
State	TX
Zip	78602-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR CREEK BEND PHASE ONE, LOT 3, ACRES 2.0000, SERIAL# TXCTCMW003392, LABEL# NTA1025108
Legal Subdivision	CEDAR CREEK BEND PHASE ONE
Legal Block	2
Legal Lot Number	3
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	2
Census Block	2003
Census Tract	950302

Owner

407 Lower Red Rock Rd is owned and occupied by two individuals who acquired it in April 2024.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10535 BECKER LN, DEL VALLE, TX 78617-5532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024
Deed Sale	Apr 29, 2024
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	20246861
Prior Transfer Date	May 20, 2011
Prior Transfer Doc	2069/626
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	407 LOWER RED ROCK RD, BASTROP, TX 78602-4280
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202313140
Date	Aug 31, 2023
Instrument	202313140

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	407 LOWER RED ROCK RD, BASTROP, TX 78602-4280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202022520
Date	Dec 23, 2020
Instrument	202022520

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	May 25, 2018
Property Address	407 LOWER RED ROCK RD, BASTROP, TX 78602-4280
Document Number	201807453
Map Reference	CAB3 PG162A
Instrument Date	May 25, 2018
Instrument	201807453
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LOWER RED ROCK RD, BASTROP, TX 78602-4280

Mortgage

Document Number	201807454
Date	May 25, 2018
Instrument	201807454

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 Lower Red Rock Rd was $3,777 with a homeowner's exemption, up 3.8% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,777.00 (+3.79%) Homeowner's exemption	$311,472	$332,582 Land $221,599 Building $110,983
2024	$3,639.00
2023	Homeowner's exemption	$310,736 Land $187,000 Building $123,736	$310,736 Land $187,000 Building $123,736
2022	$4,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Lower Red Rock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Lower Red Rock Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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