407 Lorwood Dr E, Shelby, OH 44875 Property Records

Richland County property record for 407 Lorwood Dr E, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1966
Lot Size	0.947 acres (41,251 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (May 2018)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`046-08-178-03-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-178-03-000`
Alternative APN	`02108`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	960 sqft
Family Room	Family Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	41,251 sqft (0.947 acres)
Lot Dimensions	275 ft deep x 150 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	220 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 LORWOOD DR E
City	SHELBY
State	OH
Zip	44875-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3592 150 X 275
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2017
Census Tract	2500

Owner

407 Lorwood Dr E is owned and occupied by an individual who bought it in May 2018.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	407 LORWOOD DR E, SHELBY, OH 44875-1714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Deed Document Number	20185128
Deed Book / Page	2620 / 883
Prior Transfer Date	Feb 28, 2011
Prior Transfer Doc	02041/0808
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 2, 2018
Property Address	407 LORWOOD DR E, SHELBY, OH 44875-1714
Document Number	02620/0883
Book / Page	2620 / 0883
Instrument Date	Apr 30, 2018
Instrument	201800005128
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 GATEWAY PL, JENKS, OK 74037

Mortgage

Document Number	201800005129
Date	May 2, 2018
Instrument	201800005129

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 Lorwood Dr E was $1,845 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00	$49,540 (-) Land $13,500 Building $36,040
2024	$1,845.00 (-2.69%) Homeowner's exemption	$49,540 (-) Land $13,500 Building $36,040
2023	$1,896.00 (+11.99%) Homeowner's exemption	$49,540 (+24.97%) Land $13,500 Building $36,040	$141,540 Land $38,580 Building $102,960
2022	$1,693.00 Homeowner's exemption	$39,640 Land $11,880 Building $27,760
2020			$113,240 Land $33,930 Building $79,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Lorwood Dr E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Lorwood Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Watch TV.

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