407 Link Rd, Lula, GA 30554 Property Records

Banks County property record for 407 Link Rd, Lula, GA 30554

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,558 sqft · built 2002
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2019)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B26 041`

Property Details

APN / Parcel Number

Primary APN	`B26 041`
Alternative APN	`7337`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,558 sqft Heated Area
1st Floor Area	2,558 sqft
Basement Area	1,023 sqft
Finished Basement	1,023 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Area	940 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Deck Area	351 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	7337
Street Address	407 LINK RD
City	LULA
State	GA
Zip	30554-3940
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ARR
Legal Description	TR 3 PB 25-189
Legal Subdivision	00800-LINE CHURCH AREA 6000
Legal Tract	3
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1018
Census Tract	970200

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 LINK RD, LULA, GA 30554-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOAN
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
May 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Deed Document Number	2019309
Deed Book / Page	465 / 58
Prior Transfer Date	Feb 19, 2013
Prior Transfer Doc	0000388/89
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	407 LINK RD, LULA, GA 30554-3940
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LINK RD, LULA, GA 30554-3940

Mortgage

Document Number	0000000556/0000000249
Date	Feb 6, 2024
Book Page	0000000556/0000000249

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	407 LINK RD, LULA, GA 30554-3940
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LINK RD, LULA, GA 30554-3940

Mortgage

Document Number	0000000501/0000000089
Date	Mar 31, 2021
Book Page	0000000501/0000000089

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 3, 2019
Property Address	407 LINK RD, LULA, GA 30554-3940
Document Number	0000465/58
Book / Page	465 / 58
Instrument Date	May 3, 2019
Instrument	2019-000309
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LINK RD, LULA, GA 30554-3940

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,741.00 (+16.43%) Homeowner's exemption	$271,620 (+4.85%) Land $70,950 Building $200,670	$679,050 (+4.85%) Land $177,375 Building $501,675
2024	$4,072.00 (+19.69%) Homeowner's exemption	$259,046 (+10.81%) Land $64,500 Building $194,546	$647,616 (+10.81%) Land $161,250 Building $486,366
2023	$3,402.00 (-4.97%) Homeowner's exemption	$233,766 (+12.53%) Land $60,000 Building $173,766	$584,416 (+12.53%) Land $150,000 Building $434,416
2022	$3,580.00 Homeowner's exemption	$207,740 Land $46,679 Building $161,061	$519,349 Land $116,697 Building $402,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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