407 Lincoln St, Malcom, IA 50157 Property Records

Poweshiek County property record for 407 Lincoln St, Malcom, IA 50157

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,086 sqft · built 2001
Lot Size	1.88 acres (81,918 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1350200`

Property Details

APN / Parcel Number

Primary APN	`1350200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
Basement Area	2,086 sqft
Finished Basement	60 sqft
Unfinished Basement	2,026 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,918 sqft (1.88 acres)
Lot Dimensions	333 ft deep x 246 ft wide
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 LINCOLN ST
City	MALCOM
State	IA
Zip	50157-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIGTONS LOTS 3 4 5 6 7 & 8 BLK 25 & N 180' OF ALLEY & E 33' WEBSTER ST W OF LOTS 6 7 & 8 & 5TH ST N OF ALL OF THE ABOVE
Legal Subdivision	WIGTONS ADD MALCOM
Legal Block	25
Legal Lot Number	3-8
Jurisdiction	POWESHIEK IA
Township / Civil Division	MALCOM
Census Block Group	2
Census Block	2021
Census Tract	370500

Owner

407 Lincoln St is owned and occupied by two individuals.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 4, MALCOM, IA 50157-0004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE SAVINGS BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Recording Date	Aug 12, 2026
Property Address	407 LINCOLN ST, MALCOM, IA 50157-7730
Document Number	0000002322
Instrument Date	Aug 7, 2026
Instrument	20262322
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LINCOLN ST, MALCOM, IA 50157-7730

Mortgage

Document Number	0000002322,
Date	Aug 12, 2026
Instrument	20262322

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	407 LINCOLN ST, MALCOM, IA 50157-7730
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002525
Date	Jul 31, 2020
Instrument	2020-02525

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 27, 2030

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	407 LINCOLN ST, MALCOM, IA 50157-7730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001650
Date	Jun 1, 2020
Instrument	2020-01650

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 Lincoln St was $2,666 with a homeowner's exemption, down 7.2% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Malcom City
Unified School District	Brooklyn-Guernsey-Malcom Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00 (-7.24%) Homeowner's exemption	$188,570 Land $20,660 Building $167,910	$188,570 Land $20,660 Building $167,910
2024	$2,874.00
2023		$188,570 Land $20,660 Building $167,910	$188,570 Land $20,660 Building $167,910
2022	$2,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Lincoln St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Lincoln St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALCOM WATER SUPPLY serves 270 people · EPA ID IA7945018
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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