407 Lexington Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 407 Lexington Cir, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,277 sqft · built 1999
Lot Size0.139 acres (6,069 sqft)
OwnerCompany Name on Record
Last Sale$495,000 (Dec 2012)
Tax Bill$6,785 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN160-621-04-00

Property Details

APN / Parcel Number

Primary APN160-621-04-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,277 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area6,069 sqft (0.139 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address407 LEXINGTON CIR
CityOCEANSIDE
StateCA
Zip92057-7353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-B
Legal DescriptionLOT 4 TR 013556
Legal SubdivisionIVEY RANCH
Legal Tract013556
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2008
Census Tract18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address407 LEXINGTON CIR, OCEANSIDE, CA 92057-7353
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Nov 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jan 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2012 · Amount on Record
Deed SaleDec 19, 2012 · Amount on Record
Prior SaleSep 19, 2012 · Amount on Record
Deed Document Number2012798066
Last Transfer DateNov 26, 2018
Transfer Doc0000032128
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address407 LEXINGTON CIR, OCEANSIDE, CA 92057-7353
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LEXINGTON CIR, OCEANSIDE, CA 92057-7353

Mortgage

Document Number0000656640
DateSep 16, 2021
Instrument2021-0656640
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address407 LEXINGTON CIR, OCEANSIDE, CA 92057-7353
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000518549
DateNov 6, 2017
Instrument2017-0518549
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address407 LEXINGTON CIR, OCEANSIDE, CA 92057-7353
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000293129
DateJun 9, 2020
Instrument2020-0293129
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 29, 2019
Property Address407 LEXINGTON CIR, OCEANSIDE, CA 92057-7353
Document Number0000032128
Instrument DateNov 26, 2018
Instrument32128
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address407 LEXINGTON CIR OCEANSIDE CA 920577353, OCEANSIDE, CA 92057-7353

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$621,737 (+2%) Land $314,009 Building $307,728
2025$6,785.00 (+5.23%) Homeowner's exemption$609,547 (+4.04%) Land $307,852 Building $301,695
2023$6,448.00 (+1.56%) Homeowner's exemption$585,880 Land $295,899 Building $289,981
2022$6,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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