407 Lewis Cir, Commerce, GA 30529 Property Records

Jackson County property record for 407 Lewis Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 2001
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021A 031`

Property Details

APN / Parcel Number

Primary APN	`021A 031`
Alternative APN	`13106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Heated Area
1st Floor Area	1,392 sqft
Attic	Attic
Attic Area	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Patio
Porch Area	253 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13106
Street Address	407 LEWIS CIR
City	COMMERCE
State	GA
Zip	30529-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 17 BLK C JAMES SHORT SD
Legal Subdivision	JAMES SHORT SD
Legal Block	C
Legal Lot Number	17
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1067
Census Tract	10300

Owner

407 Lewis Cir is owned and occupied by two individuals who acquired it in October 2023.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 LEWIS CIR, COMMERCE, GA 30529-1358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jun 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023
Deed Sale	Oct 6, 2023
Prior Sale	Nov 18, 2015 · Amount on File
Deed Book / Page	108J / 578
Prior Transfer Date	Sep 30, 2023
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 6, 2023
Property Address	407 LEWIS CIR, COMMERCE, GA 30529-1358
Document Number	00108J0578
Book / Page	108J / 578
Instrument Date	Sep 30, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LEWIS CIR, COMMERCE, GA 30529-1358

Mortgage

Document Number	000108J581
Date	Oct 6, 2023
Instrument	108J/581

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	407 LEWIS CIR, COMMERCE, GA 30529-1358
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LEWIS CIR, COMMERCE, GA 30529-1358

Mortgage

Document Number	00102V0000000367
Date	Jun 20, 2022
Book Page	000000102V/0000000367

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 407 Lewis Cir was $2,725 with a homeowner's exemption, down 3.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,572 (-) Land $20,000 Building $82,572	$256,430 (-) Land $50,000 Building $206,430
2025	$2,725.00 (-3.13%) Homeowner's exemption	$102,572 (-) Land $20,000 Building $82,572	$256,430 (-) Land $50,000 Building $206,430
2024	$2,813.00 (+43.74%) Homeowner's exemption	$102,572 (+22.76%) Land $20,000 Building $82,572	$256,430 (+22.76%) Land $50,000 Building $206,430
2023	$1,957.00 (-12.24%) Homeowner's exemption	$83,556 (+20.27%) Land $10,000 Building $73,556	$208,890 (+20.27%) Land $25,000 Building $183,890
2022	$2,230.00 Homeowner's exemption	$69,476 Land $10,000 Building $59,476	$173,690 Land $25,000 Building $148,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Lewis Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Lewis Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: AT&T.

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