Eaton County property record for 407 Larry Ln, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2005 |
| Lot Size | 7.79 acres (339,332 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jun 2022) |
| Tax Bill | $5,772 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15003110004103 |
| Primary APN | 15003110004103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,720 sqft |
| Unfinished Basement | 1,720 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 339,332 sqft (7.79 acres) |
| Garage Area | 794 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 LARRY LN |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | COM N 1/4 COR SEC.31, S00?04'26"W ALONG N-S 1/4 LINE 1047.51 FT TO POB, S00?04'26"W ALONG N-S LINE 419.36 FT, S68?45'03"W 353.54 FT, N89?59'51"W 329.33 FT, N00?04'26"E 547.51 FT, S89?59'51"E 658.67 FT TO BEG. SEC.31, T1N,R4W, BROOKFIELD TWP 5-03-2001 |
| Legal Range | 04W |
| Legal Township | 01N |
| Legal Section | 31 |
| Jurisdiction | EATON MI |
| Township / Civil Division | BROOKFIELD |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 21100 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 LARRY LN, CHARLOTTE, MI 48813-8136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 13, 2019 | Warranty Deed, Transfer TRANSNATION TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Nov 13, 2019 · Amount on Record |
| Deed Book / Page | 3007 / 664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jun 15, 2022 |
| Property Address | 407 LARRY LN, CHARLOTTE, MI 48813-8136 |
| Document Number | 003007/664 |
| Book / Page | 3007 / 664 |
| Instrument Date | Jun 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 LARRY LN, 407, CHARLOTTE, MI 48813-8136 |
| Name | Verified Name |
|---|---|
| Address | 114 S SUMMIT, WEBBERVILLE, MI 48892-5174 |
| Document Number | 0030070667 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 3007-0667 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Nov 13, 2019 |
| Property Address | 407 LARRY LN, CHARLOTTE, MI 48813-8136 |
| Document Number | 2813/0914 |
| Book / Page | 2813 / 0914 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 LARRY LN, 407, CHARLOTTE, MI 48813-8136 |
| Name | Verified Name |
|---|---|
| Address | 1482 E NEEDMORE HWY, GRAND LEDGE, MI 48837-9488 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Brookfield Township |
| Unified School District | Olivet Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,766 (+6.79%) | $349,504 (-) Land $54,577 Building $294,927 | |
| 2025 | $5,772.00 (-2.25%) Homeowner's exemption | $176,765 (+7.45%) | $349,504 (+6.22%) Land $54,577 Building $294,927 |
| 2024 | $5,905.00 (+31.31%) | ||
| 2023 | $164,513 | $329,026 | |
| 2022 | $4,497.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures