Cabarrus County property record for 407 Laney St, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,810 sqft · built 1957 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,000 (Apr 2019) |
| Tax Bill | $2,339 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5612 71 1800 |
| Primary APN | 5612 71 1800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 3,620 sqft |
| 1st Floor Area | 1,810 sqft |
| Basement Area | 1,810 sqft |
| Unfinished Basement | 1,810 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 186 ft deep x 117 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 160 sqft |
| Fence | Fence |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 125897 |
|---|---|
| Old Parcel Number | 56127107680000 |
| Street Address | 407 LANEY ST |
| City | CONCORD |
| State | NC |
| Zip | 28027-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | P/O LT 3 S W COOK ESTATE |
| Legal Subdivision | S W COOK ESTATE |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 41100 |
Source: Cabarrus County records, as of May 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 79, GOLD HILL, NC 28071-0079 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Apr 16, 2019 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2002 · Amount on Record |
| Deed Document Number | 0013462280 |
| Deed Book / Page | 13462 / 280 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 407 LANEY ST, CONCORD, NC 28027-5101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0001614951 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 16149/51 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 16, 2019 |
| Property Address | 407 LANEY ST, CONCORD, NC 28027-5101 |
| Document Number | 0013462280 |
| Book / Page | 13462 / 0280 |
| Map Reference | MB 10 PG 75 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1327, HARRISBURG, NC 28075-1327 |
| Name | Verified Name |
|---|---|
| Address | 56 MCCACHERN BLVD SE, CONCORD, NC 28025-3533 |
| Document Number | 0013462283 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 13462/283 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,339.00 | $175,960 Land $44,800 Building $131,160 | $175,960 Land $44,800 Building $131,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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