407 Lancey Dr, Midlothian, VA 23114 Property Records

Chesterfield County property record for 407 Lancey Dr, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,018 sqft · built 1987
Lot Size	1.74 acres (76,186 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jan 2002)
Tax Bill	$4,636 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`02602090N00H045`

Property Details

APN / Parcel Number

Primary APN	`02602090N00H045`
Alternative APNs	`734-70-49-83-400-000` `278691001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,018 sqft Finished Area
1st Floor Area	90 sqft
Basement Area	1,130 sqft
Finished Basement	848 sqft
Unfinished Basement	283 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	76,186 sqft (1.74 acres)
Lot Dimensions	100 ft deep x 1,749 ft wide
View / Lot	Golf Course

Exterior Amenities

Porch	Patio
Porch Area	232 sqft
Deck Area	144 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	278691001
Street Address	407 LANCEY DR
City	MIDLOTHIAN
State	VA
Zip	23114-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	WALTON PARK L 45 BK H SEC N
Legal Subdivision	WALTON PARK
Legal Block	H
Legal Lot Number	45
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2000
Census Tract	100930

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 LANCEY DR, MIDLOTHIAN, VA 23114-3352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2002 · Amount on Record
Deed Sale	Jan 10, 2002 · Amount on Record
Deed Book / Page	4371 / 255
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	407 LANCEY DR, MIDLOTHIAN, VA 23114-3352
Document Number	11956496
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11956496
Date	Apr 20, 2018
Book Page	011956/000496
Instrument	14093

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,636.00 (+31.59%)	$518,200 (+3.72%) Land $91,400 Building $426,800	$518,200 (+3.72%) Land $91,400 Building $426,800
2025		$499,600 (+29.97%) Land $81,400 Building $418,200	$499,600 (+29.97%) Land $81,400 Building $418,200
2023	$3,523.00	$384,400 Land $73,400 Building $311,000	$384,400 Land $73,400 Building $311,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20